First Brandon National Bank
Brandon, VT — Domestic Branch of a Domestic Bank
Acquired Jun 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Brandon National Bank | All Insured Commercial Banks in Vermont |
Interest and Fees on Loans | 1,246 | 6,239 |
Income from Lease Financing Receivables | — | — |
50 | 159 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 23 | 85 |
Income on Loans and Leases (TE) | 1,269 | 6,294 |
Investment Interest Income (TE) | 195 | 1,049 |
Total Interest Income (TE) | 1,608 | 7,592 |
Total Interest Expense | 507 | 2,761 |
Net Interest Income (TE) | 1,101 | 4,831 |
Non-Interest Income | 184 | 1,475 |
Adjusted Operating Income (TE) | 1,285 | 6,306 |
Non-interest Expense | 849 | 4,015 |
Provision for Loan & Lease Losses | — | 162 |
Pretax Operating Income (TE) | 436 | 2,565 |
Pretax Net Operating Income (TE) | 436 | 2,568 |
Applicable Income Taxes | 113 | 694 |
Net Operating Income | 292 | 1,689 |
Net Income | 292 | 1,689 |
Cash Dividends Declared | 175 | 2,732 |
Retained Earnings | 117 | 301 |