Efficiency Ratio Over Time
Efficiency Ratio First Brandon National Bank All Insured Commercial Banks in Vermont
03-31-2007 66.075 76.952
12-31-2006 66.536 70.949
09-30-2006 66.855 70.834
06-30-2006 66.727 70.915
03-31-2006 69.026 71.484
12-31-2005 62.494 67.921
09-30-2005 63.107 67.837
06-30-2005 64.462 68.207
03-31-2005 64.568 68.997
12-31-2004 64.867 68.92
09-30-2004 65.381 69.926
06-30-2004 65.753 70.413
03-31-2004 61.294 71.499
12-31-2003 63.865 69.766
09-30-2003 64.599 69.392
06-30-2003 65.201 70.135
03-31-2003 67.024 70.445
12-31-2002 62.643 68.612