Vitals
  • Total Assets
    551.1M 6.3 %
  • Total Deposits
    432.6M 3.5 %
  • Total Net Loans
    350.3M 5.7 %
  • Net Income
    2.5M 7.3 %
  • Book Value
    85.0M 41.9 %
  • Book Value x2
    170.0M 41.9 %
  • Book Value x3
    254.9M 41.9 %
ROAA

.928

ROAE

6.713

Efficiency Ratio

73.576

Net Interest Margin

4.302

Balance Sheet Highlights
Financial Highlights First Bank Of Georgia All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 551,108 232,368
Total Net Loans 350,265 143,723
Total Deposits 432,550 199,681
Total Equity 84,977 24,789
Profitability
Net Income 2,508 1,142
Return on Average Assets .928 .825
Return on Average Equity 6.713 7.518
Net Interest Margin 4.302 3.947
Efficiency Ratio 73.576 74.924
Noninterest Income/Revenue 39.844 18.102
Balance Sheet Ratios
Loan-to-Deposit 80.977 71.011
Securities/Assets .2 .177
Total Equity/Total Assets .154 .107
Tangible Equity/Tangible Assets .107 .105
Capital Adequacy
Tier 1 Common Capital 63,013 23,517
Tier 1 Capital 63,013 23,604
Tier 2 Capital 523 1,812
Total Capital 63,536 25,506
Total Risk Weighted Assets 410,638 158,138
Leverage Ratio 11.97 10.407
Common Equity Tier 1 Capital Ratio 15.35 15.631
Tier 1 Capital Ratio 15.35 15.745
Total Capital Ratio 15.47 16.93

Timeline for First Bank Of Georgia

State Bank And Trust Company

First Bank Of Georgia was acquired by State Bank And Trust Company 8 years

View Profile Jul 25 2015

State Bank Financial Corporation

State Bank Financial Corporation became a new parent organization for First Bank Of Georgia.

View Profile Jan 01 2015

Willhaven Holdings, Llc

Willhaven Holdings, Llc became a new subsidiary organization for First Bank Of Georgia.

View Profile Mar 20 2009

Georgia-Carolina Bancshares, Inc.

Georgia-Carolina Bancshares, Inc. became a new parent organization for First Bank Of Georgia.

View Profile Jun 09 1997

First Bank Of Georgia

First Bank Of Georgia was established 35 years ago and is currently headquartered in Augusta, GA.

Jan 09 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank And Trust Company Buyer 3,600,606 Pooling of Interests Discontinued 7/25/2015
Relationships Role Relationship Start Relationship End
State Bank Financial Corporation Parent 1/1/2015 7/24/2015
Georgia-Carolina Bancshares, Inc. Parent 6/9/1997 12/31/2014
Willhaven Holdings, Llc Subsidary 3/20/2009 7/24/2015
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