Vitals
  • Total Assets
    84.2M -3.7 %
  • Total Deposits
    74.1M -5.4 %
  • Total Net Loans
    48.1M 41.3 %
  • Net Income
    455000.0000 -9.9 %
  • Book Value
    8.8M 12.0 %
  • Book Value x2
    17.6M 12.0 %
  • Book Value x3
    26.4M 12.0 %
ROAA

1.068

ROAE

10.363

Efficiency Ratio

57.011

Net Interest Margin

4.383

Balance Sheet Highlights
Financial Highlights First Bank And Trust Co. Of Princeton, Kentucky All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 84,228 146,105
Total Net Loans 48,128 98,909
Total Deposits 74,088 117,203
Total Equity 8,812 15,136
Profitability
Net Income 455 1,299
Return on Average Assets 1.068 1.258
Return on Average Equity 10.363 12.337
Net Interest Margin 4.383 4.12
Efficiency Ratio 57.011 63.278
Noninterest Income/Revenue 10.3 12.761
Balance Sheet Ratios
Loan-to-Deposit 64.961 81.913
Securities/Assets .179 .378
Total Equity/Total Assets .105 .104
Tangible Equity/Tangible Assets .059 .049
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,840 14,579
Tier 2 Capital 529 1,130
Total Capital 5,369 15,706
Total Risk Weighted Assets 51,454 99,435
Leverage Ratio 5.95 10.285
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.41 16.027
Total Capital Ratio 10.43 17.18

Timeline for First Bank And Trust Co. Of Princeton, Kentucky

First Southern National Bank

First Bank And Trust Co. Of Princeton, Kentucky was acquired by First Southern National Bank 18 years

View Profile Jul 01 2005

South Central Bancshares, Inc.

South Central Bancshares, Inc. became a new parent organization for First Bank And Trust Co. Of Princeton, Kentucky.

View Profile Jul 31 1992

First Midwest Bancshares, Inc.

First Midwest Bancshares, Inc. became a new parent organization for First Bank And Trust Co. Of Princeton, Kentucky.

View Profile Sep 03 1985

First Bank And Trust Co. Of Princeton, Kentucky

First Bank And Trust Co. Of Princeton, Kentucky was established 141 years ago and is currently headquartered in Princeton, KY.

Jan 01 1883
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Southern National Bank Buyer 845,094 Pooling of Interests Discontinued 7/1/2005
Relationships Role Relationship Start Relationship End
South Central Bancshares, Inc. Parent 7/31/1992 6/30/2005
First Midwest Bancshares, Inc. Parent 9/3/1985 7/30/1992
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