Vitals
  • Total Assets
    3.6B 19.7 %
  • Total Deposits
    2.3B 8.5 %
  • Total Net Loans
    2.6B 19.1 %
  • Net Income
    4.7M -45.1 %
  • Book Value
    280.1M 15.2 %
  • Book Value x2
    560.2M 15.2 %
  • Book Value x3
    840.3M 15.2 %
ROAA

1.255

ROAE

16.666

Efficiency Ratio

59.114

Net Interest Margin

3.145

Balance Sheet Highlights
Financial Highlights First American Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 3,600,764 208,942
Total Net Loans 2,556,624 150,777
Total Deposits 2,253,841 175,093
Total Equity 280,101 21,814
Profitability
Net Income 4,673 4,967
Return on Average Assets 1.255 1.088
Return on Average Equity 16.666 10.326
Net Interest Margin 3.145 3.87
Efficiency Ratio 59.114 68.129
Noninterest Income/Revenue 24.136 13.245
Balance Sheet Ratios
Loan-to-Deposit 113.434 75.241
Securities/Assets .115 .435
Total Equity/Total Assets .078 .104
Tangible Equity/Tangible Assets .071 -6.754
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 255,459 20,871
Tier 2 Capital 27,269 1,808
Total Capital 282,728 22,498
Total Risk Weighted Assets 2,794,858 154,365
Leverage Ratio 7.17 11.12
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.14 16.47
Total Capital Ratio 10.12 17.498

Timeline for First American Bank

Rbc Bank (Usa)

First American Bank was acquired by Rbc Bank (Usa) 15 years

View Profile Jun 21 2008

Rbc Bancorporation (Usa)

Rbc Bancorporation (Usa) became a new parent organization for First American Bank.

View Profile Feb 23 2008

Bank Of Dadeville

Acquisition: First American Bank acquired a new subsidiary, Bank Of Dadeville, 16 years

View Profile Sep 22 2007

Ashland Insurance

Ashland Insurance became a new subsidiary organization for First American Bank.

View Profile Sep 22 2007

Tbd Investments, Inc.

Tbd Investments, Inc. became a new subsidiary organization for First American Bank.

View Profile Sep 22 2007

Want to see more?

Complete timeline for First American Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rbc Bank (Usa) Buyer 27,169,497 Pooling of Interests Discontinued 6/21/2008
Bank Of Dadeville Seller 78,907 Pooling of Interests Discontinued 9/22/2007
First Citizens Bank Seller 105,485 Pooling of Interests Discontinued 5/21/2005
National Bank Of Commerce Of Birmingham Seller 1,469,314 Pooling of Interests Discontinued 2/19/2005
The Farmers National Bank Of Opelika Seller 194,828 Acquisition Discontinued 12/15/2001
First Allegiance Mortgage, Inc. Seller Pooling of Interests Discontinued 8/17/1998
Allegiance Mortgage, Incorporated Seller Discontinued 1/1/1992
Relationships Role Relationship Start Relationship End
Rbc Bancorporation (Usa) Parent 2/23/2008 6/20/2008
Alabama National Bancorporation Parent 12/1/1997 2/22/2008
First American Bancorp Parent 8/1/1985 11/30/1997
Corporate Billing, Inc. Subsidary 6/30/2007 6/20/2008
Nbc Securities, Inc. Subsidary 6/30/2007 6/20/2008
Fab Investments, Inc. Subsidary 6/30/2007 6/20/2008
Ashland Insurance Subsidary 9/22/2007 12/28/2007
Clay County Finance Company, Inc. Subsidary 6/30/2007 12/28/2007
Anb Insurance, Inc. Subsidary 6/30/2007 12/28/2007
Tbd Investments, Inc. Subsidary 9/22/2007 10/31/2007
Clay County Finance Company, Inc. Subsidary 5/21/2005 6/29/2007
Corporate Billing, Inc. Subsidary 10/1/1995 6/29/2007
Nbc Securities, Inc. Subsidary 2/19/2005 6/29/2007
Fab Investments, Inc. Subsidary 7/20/1999 6/29/2007
Anb Insurance, Inc. Subsidary 5/28/1999 6/29/2007
Fcb Investments, Inc. Subsidary 5/21/2005 5/31/2005
Nbc Investments, Inc. Subsidary 2/19/2005 3/31/2005
First Allegiance Mortgage, Inc. Subsidary 10/1/1995 8/16/1998
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