Vitals
  • Total Assets
    253.6M -1.5 %
  • Total Deposits
    215.7M 2.7 %
  • Total Net Loans
    212.6M -5.0 %
  • Net Income
    4.5M 0.0 %
  • Book Value
    27.5M 4.6 %
  • Book Value x2
    55.1M 4.6 %
  • Book Value x3
    82.6M 4.6 %
ROAA

1.774

ROAE

16.558

Efficiency Ratio

51.729

Net Interest Margin

3.74

Balance Sheet Highlights
Financial Highlights Farmers Trust And Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 253,563 198,346
Total Net Loans 212,561 133,864
Total Deposits 215,656 165,124
Total Equity 27,532 22,060
Profitability
Net Income 4,461 2,310
Return on Average Assets 1.774 1.15
Return on Average Equity 16.558 9.92
Net Interest Margin 3.74 3.587
Efficiency Ratio 51.729 60.34
Noninterest Income/Revenue 11.187 13.494
Balance Sheet Ratios
Loan-to-Deposit 98.565 77.091
Securities/Assets .022 .197
Total Equity/Total Assets .109 .111
Tangible Equity/Tangible Assets .103 .107
Capital Adequacy
Tier 1 Common Capital 26,398 21,135
Tier 1 Capital 26,398 21,140
Tier 2 Capital 2,614 1,625
Total Capital 29,012 22,777
Total Risk Weighted Assets 208,832 151,308
Leverage Ratio 10.47 10.944
Common Equity Tier 1 Capital Ratio 12.64 15.631
Tier 1 Capital Ratio 12.64 15.631
Total Capital Ratio 13.89 16.675

Timeline for Farmers Trust And Savings Bank

State Bank Of Bricelyn

Acquisition: Farmers Trust And Savings Bank acquired a new subsidiary, State Bank Of Bricelyn, 12 years

View Profile May 01 2012

Home Federal Savings And Loan Association, F.A.

Acquisition: Farmers Trust And Savings Bank acquired a new subsidiary, Home Federal Savings And Loan Association, F.A., 32 years

View Profile Feb 01 1992

Koss-Winn Bancshares, Inc.

Koss-Winn Bancshares, Inc. became a new parent organization for Farmers Trust And Savings Bank.

View Profile Dec 10 1979

Farmers Trust And Savings Bank

Farmers Trust And Savings Bank was established 110 years ago and is currently headquartered in Buffalo Center, IA.

Jan 01 1914
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Of Bricelyn Seller 29,442 Acquisition Discontinued 5/1/2012
Home Federal Savings And Loan Association, F.A. Seller 114,574 Failure 2/1/1992
Relationships Role Relationship Start Relationship End
Koss-Winn Bancshares, Inc. Parent 12/10/1979
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