Vitals
  • Total Assets
    138.1M 1.1 %
  • Total Deposits
    114.8M 1.1 %
  • Total Net Loans
    83.2M 4.4 %
  • Net Income
    923000.0000 -1.1 %
  • Book Value
    21.2M 0.4 %
  • Book Value x2
    42.5M 0.4 %
  • Book Value x3
    63.7M 0.4 %
ROAA

.665

ROAE

4.341

Efficiency Ratio

76.858

Net Interest Margin

4.433

Balance Sheet Highlights
Financial Highlights Farmers State Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 138,101 350,717
Total Net Loans 83,178 240,957
Total Deposits 114,824 296,573
Total Equity 21,232 37,152
Profitability
Net Income 923 3,593
Return on Average Assets .665 .956
Return on Average Equity 4.341 8.82
Net Interest Margin 4.433 4.036
Efficiency Ratio 76.858 69.386
Noninterest Income/Revenue 10.923 17.129
Balance Sheet Ratios
Loan-to-Deposit 72.44 77.925
Securities/Assets .26 .166
Total Equity/Total Assets .154 .106
Tangible Equity/Tangible Assets .154 .103
Capital Adequacy
Tier 1 Common Capital 21,014 35,983
Tier 1 Capital 21,014 36,157
Tier 2 Capital 1,108 2,649
Total Capital 22,122 38,803
Total Risk Weighted Assets 89,588 253,332
Leverage Ratio 15.41 10.564
Common Equity Tier 1 Capital Ratio 23.46 15.215
Tier 1 Capital Ratio 23.46 15.278
Total Capital Ratio 24.69 16.362

Timeline for Farmers State Bank

Merchants Securities Management Corporation

Merchants Securities Management Corporation became a new subsidiary organization for Farmers State Bank.

View Profile Jan 06 2003

Farmers State Bancshares, Inc.

Farmers State Bancshares, Inc. became a new parent organization for Farmers State Bank.

View Profile Oct 19 1992

Farmers State Bank

Farmers State Bank was established 90 years ago and is currently headquartered in Mountain City, TN.

Jan 15 1934
Relationships Role Relationship Start Relationship End
Farmers State Bancshares, Inc. Parent 10/19/1992
Merchants Securities Management Corporation Subsidary 1/6/2003 7/31/2004
Similar Organizations
Organization City State Total Assets
La Salle State Bank
 		La Salle IL 137.4M
Elkton Bank & Trust Company
 		Elkton KY 136.2M
Bny Mellon Trust Of Delaware
 		Wilmington DE 137.7M
Greater Community Bank
 		Rome GA 137.7M
Citizens Community Bank
 		Hahira GA 135.9M
Community First Bank
 		Kansas City KS 138.6M
The Clay City Banking Co.
 		Clay City IL 134.9M
Stone Bank
 		Mountain View AR 134.8M
Bank Of The Panhandle
 		Guymon OK 134.2M
Kentucky Neighborhood Bank
 		Elizabethtown KY 134.0M