Vitals
  • Total Assets
    62.4M -2.1 %
  • Total Deposits
    55.7M -2.4 %
  • Total Net Loans
    33.8M -2.9 %
  • Net Income
    730000.0000 -13.1 %
  • Book Value
    6.5M -0.1 %
  • Book Value x2
    13.0M -0.1 %
  • Book Value x3
    19.5M -0.1 %
ROAA

1.532

ROAE

14.672

Efficiency Ratio

53.185

Net Interest Margin

3.444

Balance Sheet Highlights
Financial Highlights Farmers State Bank Of Fulton County All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 62,415 221,156
Total Net Loans 33,771 132,450
Total Deposits 55,749 188,673
Total Equity 6,505 22,339
Profitability
Net Income 730 889
Return on Average Assets 1.532 .653
Return on Average Equity 14.672 6.089
Net Interest Margin 3.444 3.686
Efficiency Ratio 53.185 68.923
Noninterest Income/Revenue 7.708 12.36
Balance Sheet Ratios
Loan-to-Deposit 60.577 66.459
Securities/Assets .318 .208
Total Equity/Total Assets .104 .101
Tangible Equity/Tangible Assets .104 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,505 20,059
Tier 2 Capital 455 1,759
Total Capital 6,960 21,883
Total Risk Weighted Assets 36,412 147,607
Leverage Ratio 10.1 9.729
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.86 15.666
Total Capital Ratio 19.11 16.811

Timeline for Farmers State Bank Of Fulton County

Prairie State Bank And Trust

Farmers State Bank Of Fulton County was acquired by Prairie State Bank And Trust 12 years

View Profile Dec 10 2011

American Central Bancorporation, Inc.

American Central Bancorporation, Inc. became a new parent organization for Farmers State Bank Of Fulton County.

View Profile Feb 05 2005

Farmers State Bank Of Fulton County

Farmers State Bank Of Fulton County was established 41 years ago and is currently headquartered in Lewistown, IL.

Jun 25 1982

Farmers State Bank Of Lewistown

Acquisition: Farmers State Bank Of Fulton County acquired a new subsidiary, Farmers State Bank Of Lewistown, 41 years

View Profile Jun 25 1982

American Central Financial Group, Inc.

American Central Financial Group, Inc. became a new parent organization for Farmers State Bank Of Fulton County.

View Profile Jun 25 1982
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prairie State Bank And Trust Buyer 703,113 Pooling of Interests Discontinued 12/10/2011
Farmers State Bank Of Lewistown Seller 30,852 Failure 6/25/1982
Relationships Role Relationship Start Relationship End
American Central Bancorporation, Inc. Parent 2/5/2005 12/9/2011
American Central Financial Group, Inc. Parent 1/20/2000 2/4/2005
American Central Financial Group, Inc. Parent 12/31/1983 1/19/2000
American Central Financial Group, Inc. Parent 6/25/1982 12/30/1983
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