Vitals
  • Total Assets
    13.4M -9.9 %
  • Total Deposits
    12.4M -10.4 %
  • Total Net Loans
    3.7M -9.0 %
  • Net Income
    82000.0000
  • Book Value
    1.0M -3.8 %
  • Book Value x2
    2.1M -3.8 %
  • Book Value x3
    3.1M -3.8 %
ROAA

.781

ROAE

10.48

Efficiency Ratio

78.426

Net Interest Margin

3.853

Balance Sheet Highlights
Financial Highlights Farmers & Merchants State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 13,446 139,662
Total Net Loans 3,694 80,016
Total Deposits 12,388 118,319
Total Equity 1,039 13,896
Profitability
Net Income 82 2,797
Return on Average Assets .781 1.364
Return on Average Equity 10.48 13.926
Net Interest Margin 3.853 4.458
Efficiency Ratio 78.426 66.756
Noninterest Income/Revenue 25.972 15.815
Balance Sheet Ratios
Loan-to-Deposit 29.819 64.049
Securities/Assets .552 .66
Total Equity/Total Assets .077 .099
Tangible Equity/Tangible Assets .077 -.068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,157 13,314
Tier 2 Capital 42 940
Total Capital 1,199 14,250
Total Risk Weighted Assets 5,084 89,140
Leverage Ratio 8.39 10.213
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 22.76 17.138
Total Capital Ratio 23.58 18.193

Timeline for Farmers & Merchants State Bank

Patriot Bank

Farmers & Merchants State Bank was acquired by Patriot Bank 18 years

View Profile Dec 31 2005

Quadco Bancshares, Inc.

Quadco Bancshares, Inc. became a new parent organization for Farmers & Merchants State Bank.

View Profile Jun 09 1983

Farmers & Merchants State Bank

Farmers & Merchants State Bank was established 95 years ago and is currently headquartered in Ladonia, TX.

Jan 01 1929
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Patriot Bank Buyer 1,434,940 Acquisition Discontinued 12/31/2005
Relationships Role Relationship Start Relationship End
Quadco Bancshares, Inc. Parent 6/9/1983 12/30/2005
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