Leverage Ratio Over Time
Leverage Ratio Farmers & Merchants State Bank All Insured Commercial Banks in Texas
09-30-2005 8.39 10.213
06-30-2005 8.24 10.119
03-31-2005 8.07 10.046
12-31-2004 7.59 9.979
09-30-2004 7.43 10.144
06-30-2004 7.96 9.931
03-31-2004 7.95 9.847
12-31-2003 7.58 9.74
09-30-2003 7.63 9.841
06-30-2003 7.66 9.717
03-31-2003 7.28 9.659
12-31-2002 6.89 9.595