Vitals
  • Total Assets
    133.6M 9.7 %
  • Total Deposits
    115.2M 5.6 %
  • Total Net Loans
    91.6M 11.8 %
  • Net Income
    1.4M 12.5 %
  • Book Value
    12.9M 5.7 %
  • Book Value x2
    25.8M 5.7 %
  • Book Value x3
    38.7M 5.7 %
ROAA

1.084

ROAE

10.615

Efficiency Ratio

63.531

Net Interest Margin

4.429

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 133,614 361,398
Total Net Loans 91,633 246,196
Total Deposits 115,214 299,385
Total Equity 12,905 40,120
Profitability
Net Income 1,359 3,580
Return on Average Assets 1.084 .879
Return on Average Equity 10.615 7.888
Net Interest Margin 4.429 3.69
Efficiency Ratio 63.531 68.453
Noninterest Income/Revenue 10.843 19.831
Balance Sheet Ratios
Loan-to-Deposit 79.533 76.786
Securities/Assets .235 .197
Total Equity/Total Assets .097 .111
Tangible Equity/Tangible Assets .097 .102
Capital Adequacy
Tier 1 Common Capital 12,882 37,120
Tier 1 Capital 12,882 37,403
Tier 2 Capital 1,065 2,742
Total Capital 13,947 40,139
Total Risk Weighted Assets 84,746 260,858
Leverage Ratio 9.87 10.639
Common Equity Tier 1 Capital Ratio 15.2 16.715
Tier 1 Capital Ratio 15.2 16.742
Total Capital Ratio 16.46 17.824

Timeline for Farmers & Merchants Bank

F&M Bancorp

F&M Bancorp became a new parent organization for Farmers & Merchants Bank.

View Profile Dec 31 1982

Farmers & Merchants Bank

Farmers & Merchants Bank was established 101 years ago and is currently headquartered in Miamisburg, OH.

Nov 23 1923
Relationships Role Relationship Start Relationship End
F&M Bancorp Parent 12/31/1982
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