Vitals
  • Total Assets
    62.1M -4.2 %
  • Total Deposits
    55.9M -4.8 %
  • Total Net Loans
    22.9M -4.2 %
  • Net Income
    281000.0000 117.8 %
  • Book Value
    6.0M 1.6 %
  • Book Value x2
    12.1M 1.6 %
  • Book Value x3
    18.1M 1.6 %
ROAA

.444

ROAE

4.599

Efficiency Ratio

79.411

Net Interest Margin

2.444

Balance Sheet Highlights
Financial Highlights Farmers And Merchants State Bank Of Neola, Iowa All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 62,060 198,346
Total Net Loans 22,902 133,864
Total Deposits 55,922 165,124
Total Equity 6,028 22,060
Profitability
Net Income 281 2,310
Return on Average Assets .444 1.15
Return on Average Equity 4.599 9.92
Net Interest Margin 2.444 3.587
Efficiency Ratio 79.411 60.34
Noninterest Income/Revenue 8.932 13.494
Balance Sheet Ratios
Loan-to-Deposit 40.954 77.091
Securities/Assets .299 .197
Total Equity/Total Assets .097 .111
Tangible Equity/Tangible Assets .097 .107
Capital Adequacy
Tier 1 Common Capital 5,747 21,135
Tier 1 Capital 5,747 21,140
Tier 2 Capital 194 1,625
Total Capital 5,941 22,777
Total Risk Weighted Assets 28,756 151,308
Leverage Ratio 9.13 10.944
Common Equity Tier 1 Capital Ratio 19.99 15.631
Tier 1 Capital Ratio 19.99 15.631
Total Capital Ratio 20.66 16.675

Timeline for Farmers And Merchants State Bank Of Neola, Iowa

Fmsb Bancorp

Fmsb Bancorp became a new parent organization for Farmers And Merchants State Bank Of Neola, Iowa.

View Profile Jul 16 1993

Farmers And Merchants State Bank Of Neola, Iowa

Farmers And Merchants State Bank Of Neola, Iowa was established 138 years ago and is currently headquartered in Neola, IA.

Jan 01 1886
Relationships Role Relationship Start Relationship End
Fmsb Bancorp Parent 7/16/1993
Similar Organizations
Organization City State Total Assets
First Bank And Trust Of Memphis
 		Memphis TX 61.3M
Pacific West Bank
 		West Linn OR 61.5M
Triumph State Bank
 		Trimont MN 61.0M
Landmands Bank
 		Audubon IA 61.0M
Farmers State Bank Of Trimont
 		Trimont MN 60.7M
Northern State Bank Of Virginia
 		Virginia MN 61.9M
Farmers & Merchants State Bank Of New York Mills, Incorporated
 		New York Mills MN 60.6M
State Bank Of St. Jacob
 		Saint Jacob IL 60.6M
The Bank Of Protection
 		Protection KS 60.4M
Bonanza Valley State Bank
 		Brooten MN 60.2M