Vitals
  • Total Assets
    138.1M 11.7 %
  • Total Deposits
    124.0M 12.6 %
  • Total Net Loans
    80.4M 12.7 %
  • Net Income
    1.7M 15.1 %
  • Book Value
    13.3M 3.9 %
  • Book Value x2
    26.5M 3.9 %
  • Book Value x3
    39.8M 3.9 %
ROAA

1.305

ROAE

12.882

Efficiency Ratio

64.694

Net Interest Margin

3.777

Balance Sheet Highlights
Financial Highlights Farmers And Merchants Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 138,054 606,548
Total Net Loans 80,390 409,621
Total Deposits 123,963 497,111
Total Equity 13,269 63,292
Profitability
Net Income 1,714 6,062
Return on Average Assets 1.305 .965
Return on Average Equity 12.882 9.027
Net Interest Margin 3.777 3.682
Efficiency Ratio 64.694 66.445
Noninterest Income/Revenue 11.963 20.436
Balance Sheet Ratios
Loan-to-Deposit 64.85 79.497
Securities/Assets .296 .184
Total Equity/Total Assets .096 .104
Tangible Equity/Tangible Assets .096 .098
Capital Adequacy
Tier 1 Common Capital 13,760 60,326
Tier 1 Capital 13,760 60,328
Tier 2 Capital 589 4,282
Total Capital 14,349 64,608
Total Risk Weighted Assets 87,475 442,958
Leverage Ratio 9.91 10.395
Common Equity Tier 1 Capital Ratio 15.73 15.27
Tier 1 Capital Ratio 15.73 15.27
Total Capital Ratio 16.4 16.399

Timeline for Farmers And Merchants Bank

F&M Real Estate, Llc

F&M Real Estate, Llc became a new subsidiary organization for Farmers And Merchants Bank.

View Profile Jun 12 2003

F&M Insurance, Llc

F&M Insurance, Llc became a new subsidiary organization for Farmers And Merchants Bank.

View Profile Apr 15 2002

Fm Fincorp

Fm Fincorp became a new parent organization for Farmers And Merchants Bank.

View Profile Aug 31 1985

Farmers And Merchants Bank

Farmers And Merchants Bank was established 109 years ago and is currently headquartered in Laotto, IN.

Oct 29 1914
Relationships Role Relationship Start Relationship End
Fm Fincorp Parent 8/31/1985
F&M Insurance, Llc Subsidary 4/15/2002
F&M Real Estate, Llc Subsidary 6/12/2003 12/31/2009
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