Vitals
  • Total Assets
    116.3M -1.9 %
  • Total Deposits
    100.8M -1.9 %
  • Total Net Loans
    45.4M -4.8 %
  • Net Income
    678000.0000 24.4 %
  • Book Value
    15.3M -1.6 %
  • Book Value x2
    30.5M -1.6 %
  • Book Value x3
    45.8M -1.6 %
ROAA

.593

ROAE

4.276

Efficiency Ratio

78.746

Net Interest Margin

3.538

Balance Sheet Highlights
Financial Highlights Farmers And Merchants Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 116,277 256,123
Total Net Loans 45,384 160,108
Total Deposits 100,819 221,413
Total Equity 15,272 27,434
Profitability
Net Income 678 2,812
Return on Average Assets .593 .99
Return on Average Equity 4.276 8.811
Net Interest Margin 3.538 4.031
Efficiency Ratio 78.746 72.067
Noninterest Income/Revenue 3.895 19.316
Balance Sheet Ratios
Loan-to-Deposit 45.015 70.662
Securities/Assets .411 .165
Total Equity/Total Assets .131 .107
Tangible Equity/Tangible Assets .131 .105
Capital Adequacy
Tier 1 Common Capital 16,061 26,376
Tier 1 Capital 16,061 26,452
Tier 2 Capital 663 1,919
Total Capital 16,724 28,453
Total Risk Weighted Assets 58,200 174,280
Leverage Ratio 14.27 10.62
Common Equity Tier 1 Capital Ratio 27.6 16.191
Tier 1 Capital Ratio 27.6 16.286
Total Capital Ratio 28.74 17.433

Timeline for Farmers And Merchants Bank

Screven Bancshares, Inc.

Screven Bancshares, Inc. became a new parent organization for Farmers And Merchants Bank.

View Profile Apr 12 1991

Farmers And Merchants Bank

Farmers And Merchants Bank was established 78 years ago and is currently headquartered in Sylvania, GA.

Mar 01 1946
Relationships Role Relationship Start Relationship End
Screven Bancshares, Inc. Parent 4/12/1991
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