Vitals
  • Total Assets
    191.1M 7.5 %
  • Total Deposits
    162.9M 9.2 %
  • Total Net Loans
    138.5M 1.2 %
  • Net Income
    1.3M -7.6 %
  • Book Value
    21.4M 4.1 %
  • Book Value x2
    42.8M 4.1 %
  • Book Value x3
    64.2M 4.1 %
ROAA

.716

ROAE

6.279

Efficiency Ratio

76.154

Net Interest Margin

4.057

Balance Sheet Highlights
Financial Highlights Farmers And Merchants Bank Of St. Clair All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 191,138 258,416
Total Net Loans 138,534 178,998
Total Deposits 162,946 217,087
Total Equity 21,400 28,107
Profitability
Net Income 1,329 2,724
Return on Average Assets .716 1.016
Return on Average Equity 6.279 9.475
Net Interest Margin 4.057 3.745
Efficiency Ratio 76.154 67.758
Noninterest Income/Revenue 18.481 16.937
Balance Sheet Ratios
Loan-to-Deposit 85.018 78.741
Securities/Assets .121 .158
Total Equity/Total Assets .112 .109
Tangible Equity/Tangible Assets .112 .106
Capital Adequacy
Tier 1 Common Capital 21,651 27,011
Tier 1 Capital 21,651 27,012
Tier 2 Capital 1,597 2,220
Total Capital 23,248 29,258
Total Risk Weighted Assets 127,554 195,723
Leverage Ratio 11.44 10.472
Common Equity Tier 1 Capital Ratio 16.97 14.947
Tier 1 Capital Ratio 16.97 14.954
Total Capital Ratio 18.23 16.077

Timeline for Farmers And Merchants Bank Of St. Clair

Fmb Real Estate Holdings, Inc

Fmb Real Estate Holdings, Inc became a new subsidiary organization for Farmers And Merchants Bank Of St. Clair.

View Profile Oct 01 2008

Fmb Trustee Corporation

Fmb Trustee Corporation became a new subsidiary organization for Farmers And Merchants Bank Of St. Clair.

View Profile Aug 29 2008

Midwest Technology Center, Llc

Midwest Technology Center, Llc became a new subsidiary organization for Farmers And Merchants Bank Of St. Clair.

View Profile Jun 27 2001

Fmb Financial Planning Center

Fmb Financial Planning Center became a new subsidiary organization for Farmers And Merchants Bank Of St. Clair.

View Profile Feb 06 1998

Saint Clair Bancshares, Inc.

Saint Clair Bancshares, Inc. became a new parent organization for Farmers And Merchants Bank Of St. Clair.

View Profile Sep 30 1997

Want to see more?

Complete timeline for Farmers And Merchants Bank Of St. Clair is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
Saint Clair Bancshares, Inc. Parent 9/30/1997
Fmb Trustee Corporation Subsidary 8/29/2008
Fmb Real Estate Holdings, Inc Subsidary 10/1/2008
Midwest Technology Center, Llc Subsidary 6/27/2001 7/31/2010
Fmb Financial Planning Center Subsidary 6/30/2007 12/31/2009
Fmb Financial Planning Center Subsidary 2/6/1998 6/29/2007
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