Farmers And Merchants Bank Of St. Clair
Saint Clair, MO — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Farmers And Merchants Bank Of St. Clair | All Insured Commercial Banks in Missouri |
| Interest and Fees on Loans | 7,355 | 8,346 |
| Income from Lease Financing Receivables | 14 | 6 |
| — | 27 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 13 |
| Income on Loans and Leases (TE) | 7,369 | 8,380 |
| Investment Interest Income (TE) | 415 | 1,007 |
| Total Interest Income (TE) | 7,909 | 9,598 |
| Total Interest Expense | 788 | 957 |
| Net Interest Income (TE) | 7,121 | 8,596 |
| Non-Interest Income | 1,793 | 1,957 |
| Adjusted Operating Income (TE) | 8,914 | 10,610 |
| Non-interest Expense | 6,788 | 6,886 |
| Provision for Loan & Lease Losses | 311 | 275 |
| Pretax Operating Income (TE) | 1,815 | 3,421 |
| Pretax Net Operating Income (TE) | 2,054 | 3,495 |
| Applicable Income Taxes | 723 | 604 |
| Net Operating Income | 1,329 | 2,724 |
| Net Income | 1,329 | 2,724 |
| Cash Dividends Declared | 159 | 1,137 |
| Retained Earnings | 1,170 | 1,380 |