Vitals
  • Total Assets
    37.3M 5.5 %
  • Total Deposits
    24.1M 2.6 %
  • Total Net Loans
    21.5M -7.3 %
  • Net Income
  • Book Value
    5.8M 86.1 %
  • Book Value x2
    11.6M 86.1 %
  • Book Value x3
    17.3M 86.1 %
ROAA

ROAE

Efficiency Ratio

173.804

Net Interest Margin

2.375

Balance Sheet Highlights
Financial Highlights Family Merchants Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 37,265 116,674
Total Net Loans 21,522 80,046
Total Deposits 24,094 93,670
Total Equity 5,775 11,641
Profitability
Net Income — 1,575
Return on Average Assets — 1.274
Return on Average Equity — 11.266
Net Interest Margin 2.375 3.764
Efficiency Ratio 173.804 61.499
Noninterest Income/Revenue 4.402 9.988
Balance Sheet Ratios
Loan-to-Deposit 89.325 81.628
Securities/Assets .074 .334
Total Equity/Total Assets .155 .1
Tangible Equity/Tangible Assets .088 .068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,224 10,908
Tier 2 Capital 386 925
Total Capital 3,610 11,817
Total Risk Weighted Assets 30,734 86,825
Leverage Ratio 9.39 9.89
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.49 13.844
Total Capital Ratio 11.75 14.873

Timeline for Family Merchants Bank

Kerndt Brothers Savings Bank

Family Merchants Bank was acquired by Kerndt Brothers Savings Bank 16 years

View Profile Jan 01 2009

Family Merchants Bank

Family Merchants Bank was established 20 years ago and is currently headquartered in Cedar Rapids, IA.

Jun 01 2005

Family Merchants Bancorporation, Inc.

Family Merchants Bancorporation, Inc. became a new parent organization for Family Merchants Bank.

View Profile Jun 01 2005
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kerndt Brothers Savings Bank Buyer 272,701 Pooling of Interests Discontinued 1/1/2009
Relationships Role Relationship Start Relationship End
Family Merchants Bancorporation, Inc. Parent 6/1/2005 12/31/2008
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