Vitals
  • Total Assets
    111.2M 2.1 %
  • Total Deposits
    84.2M 0.0 %
  • Total Net Loans
    95.0M 6.0 %
  • Net Income
    1.2M 1.6 %
  • Book Value
    10.4M 2.8 %
  • Book Value x2
    20.8M 2.8 %
  • Book Value x3
    31.2M 2.8 %
ROAA

1.139

ROAE

11.839

Efficiency Ratio

62.806

Net Interest Margin

3.468

Balance Sheet Highlights
Financial Highlights Exchange State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 111,226 198,346
Total Net Loans 94,984 133,864
Total Deposits 84,176 165,124
Total Equity 10,405 22,060
Profitability
Net Income 1,240 2,310
Return on Average Assets 1.139 1.15
Return on Average Equity 11.839 9.92
Net Interest Margin 3.468 3.587
Efficiency Ratio 62.806 60.34
Noninterest Income/Revenue .921 13.494
Balance Sheet Ratios
Loan-to-Deposit 112.84 77.091
Securities/Assets .102 .197
Total Equity/Total Assets .094 .111
Tangible Equity/Tangible Assets .094 .107
Capital Adequacy
Tier 1 Common Capital 10,538 21,135
Tier 1 Capital 10,538 21,140
Tier 2 Capital 921 1,625
Total Capital 11,459 22,777
Total Risk Weighted Assets 93,213 151,308
Leverage Ratio 9.68 10.944
Common Equity Tier 1 Capital Ratio 11.31 15.631
Tier 1 Capital Ratio 11.31 15.631
Total Capital Ratio 12.29 16.675

Timeline for Exchange State Bank

Exchange State Bank

Acquisition: Exchange State Bank acquired a new subsidiary, Exchange State Bank, 22 years

View Profile Jan 02 2002

Esb Area Development Corp.

Esb Area Development Corp. became a new subsidiary organization for Exchange State Bank.

View Profile Dec 12 1990

Mingo Trust And Savings Bank

Acquisition: Exchange State Bank acquired a new subsidiary, Mingo Trust And Savings Bank, 36 years

View Profile Sep 01 1988

Mid America Banks, Inc.

Mid America Banks, Inc. became a new parent organization for Exchange State Bank.

View Profile Nov 16 1987

Exchange State Corp.

Exchange State Corp. became a new parent organization for Exchange State Bank.

View Profile Apr 26 1982

Want to see more?

Complete timeline for Exchange State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Exchange State Bank Seller 29,965 Acquisition Discontinued 1/2/2002
Mingo Trust And Savings Bank Seller 12,060 Failure 9/1/1988
Relationships Role Relationship Start Relationship End
Mid America Banks, Inc. Parent 11/16/1987
Exchange State Corp. Parent 4/26/1982 9/2/1986
Esb Area Development Corp. Subsidary 6/30/2007 12/31/2008
Esb Area Development Corp. Subsidary 12/12/1990 6/29/2007
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