Exchange State Bank
Collins, IA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Exchange State Bank | All Insured Commercial Banks in Iowa |
| Interest and Fees on Loans | 4,060 | 6,128 |
| Income from Lease Financing Receivables | — | 1 |
| 24 | 47 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 12 | 23 |
| Income on Loans and Leases (TE) | 4,072 | 6,162 |
| Investment Interest Income (TE) | 198 | 1,177 |
| Total Interest Income (TE) | 4,302 | 7,538 |
| Total Interest Expense | 616 | 925 |
| Net Interest Income (TE) | 3,686 | 6,587 |
| Non-Interest Income | 40 | 1,176 |
| Adjusted Operating Income (TE) | 3,726 | 7,798 |
| Non-interest Expense | 2,340 | 4,586 |
| Provision for Loan & Lease Losses | 40 | 208 |
| Pretax Operating Income (TE) | 1,346 | 2,901 |
| Pretax Net Operating Income (TE) | 1,348 | 2,963 |
| Applicable Income Taxes | 65 | 312 |
| Net Operating Income | 1,240 | 2,310 |
| Net Income | 1,240 | 2,310 |
| Cash Dividends Declared | 900 | 1,248 |
| Retained Earnings | 340 | 1,005 |