Vitals
  • Total Assets
    1.4B 10.0 %
  • Total Deposits
    1.2B 9.1 %
  • Total Net Loans
    1.3B 10.0 %
  • Net Income
    28.8M 4.2 %
  • Book Value
    161.7M 21.7 %
  • Book Value x2
    323.4M 21.7 %
  • Book Value x3
    485.1M 21.7 %
ROAA

2.219

ROAE

19.466

Efficiency Ratio

37.121

Net Interest Margin

8.102

Balance Sheet Highlights
Financial Highlights Enerbank Usa All Insured Commercial Banks in Utah
Balance Sheet $(000)
Total Assets 1,378,199 4,912,170
Total Net Loans 1,277,894 3,384,143
Total Deposits 1,199,894 4,143,202
Total Equity 161,688 557,185
Profitability
Net Income 28,833 63,059
Return on Average Assets 2.219 1.948
Return on Average Equity 19.466 13.309
Net Interest Margin 8.102 5.332
Efficiency Ratio 37.121 52.902
Noninterest Income/Revenue .474 17.847
Balance Sheet Ratios
Loan-to-Deposit 106.501 82.591
Securities/Assets .009 .161
Total Equity/Total Assets .117 .113
Tangible Equity/Tangible Assets .117 .113
Capital Adequacy
Tier 1 Common Capital 161,619 503,365
Tier 1 Capital 161,619 526,634
Tier 2 Capital 15,720 26,392
Total Capital 177,339 554,451
Total Risk Weighted Assets 1,351,546 3,042,819
Leverage Ratio 11.96 12.466
Common Equity Tier 1 Capital Ratio 11.96 16.659
Tier 1 Capital Ratio 11.96 16.843
Total Capital Ratio 13.12 17.925

Timeline for Enerbank Usa

Enerbank Usa

Enerbank Usa was established 21 years ago and is currently headquartered in Salt Lake City, UT.

Jun 03 2002
Relationships Role Relationship Start Relationship End
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