Vitals
  • Total Assets
    249.2M -12.4 %
  • Total Deposits
    225.0M -5.7 %
  • Total Net Loans
    188.1M -16.8 %
  • Net Income
    -3395000.0000
  • Book Value
    23.5M -11.8 %
  • Book Value x2
    47.0M -11.8 %
  • Book Value x3
    70.4M -11.8 %
ROAA

-1.274

ROAE

-13.523

Efficiency Ratio

71.455

Net Interest Margin

3.999

Balance Sheet Highlights
Financial Highlights Edens Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 249,172 209,682
Total Net Loans 188,085 131,525
Total Deposits 225,003 179,314
Total Equity 23,475 19,994
Profitability
Net Income -3,395 638
Return on Average Assets -1.274 .438
Return on Average Equity -13.523 3.798
Net Interest Margin 3.999 3.707
Efficiency Ratio 71.455 70.567
Noninterest Income/Revenue 3.091 12.111
Balance Sheet Ratios
Loan-to-Deposit 83.592 70.001
Securities/Assets .008 .196
Total Equity/Total Assets .094 .095
Tangible Equity/Tangible Assets .093 .092
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,071 18,714
Tier 2 Capital 2,324 1,695
Total Capital 25,395 20,471
Total Risk Weighted Assets 182,641 144,939
Leverage Ratio 9.02 9.456
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.63 14.758
Total Capital Ratio 13.9 15.891

Timeline for Edens Bank

Byline Bank

Edens Bank was acquired by Byline Bank 13 years

View Profile Mar 31 2011

Howard Savings Bank

Acquisition: Edens Bank acquired a new subsidiary, Howard Savings Bank, 19 years

View Profile Oct 01 2004

Nc Bancorp, Inc.

Nc Bancorp, Inc. became a new parent organization for Edens Bank.

View Profile Nov 03 1983

Edens Bancshares, Inc.

Edens Bancshares, Inc. became a new parent organization for Edens Bank.

View Profile Jul 31 1982

Edens Bank

Edens Bank was established 52 years ago and is currently headquartered in Wilmette, IL.

Jun 10 1971
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Byline Bank Buyer 2,747,929 Acquisition Discontinued 3/31/2011
Howard Savings Bank Seller 9,403 Acquisition Discontinued 10/1/2004
Relationships Role Relationship Start Relationship End
Nc Bancorp, Inc. Parent 11/3/1983 3/30/2011
Edens Bancshares, Inc. Parent 7/31/1982 11/2/1983
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