Vitals
  • Total Assets
    194.2M -43.5 %
  • Total Deposits
    2.8M -37.3 %
  • Total Net Loans
    1.2M -97.9 %
  • Net Income
    35.4M -37.4 %
  • Book Value
    110.3M -55.5 %
  • Book Value x2
    220.5M -55.5 %
  • Book Value x3
    330.8M -55.5 %
ROAA

17.549

ROAE

26.359

Efficiency Ratio

70.52

Net Interest Margin

6.426

Balance Sheet Highlights
Financial Highlights Direct Merchants Credit Card Bank, National Association All Insured Commercial Banks in Arizona
Balance Sheet $(000)
Total Assets 194,213 251,696
Total Net Loans 1,152 225,677
Total Deposits 2,761 206,051
Total Equity 110,266 27,562
Profitability
Net Income 35,352 4,653
Return on Average Assets 17.549 1.792
Return on Average Equity 26.359 14.424
Net Interest Margin 6.426 5.227
Efficiency Ratio 70.52 72.565
Noninterest Income/Revenue 94.733 29.607
Balance Sheet Ratios
Loan-to-Deposit 41.724 90.356
Securities/Assets .457 .259
Total Equity/Total Assets .568 .11
Tangible Equity/Tangible Assets .568 .046
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 109,544 24,899
Tier 2 Capital 246 2,499
Total Capital 109,790 26,800
Total Risk Weighted Assets 64,866 186,698
Leverage Ratio 53.12 11.924
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 168.88 13.976
Total Capital Ratio 169.26 15.024

Timeline for Direct Merchants Credit Card Bank, National Association

Hsbc Bank Nevada, National Association

Direct Merchants Credit Card Bank, National Association was acquired by Hsbc Bank Nevada, National Association 18 years

View Profile Dec 01 2005

Direct Merchants Credit Card Bank, National Association

Direct Merchants Credit Card Bank, National Association was established 29 years ago and is currently headquartered in Scottsdale, AZ.

Feb 14 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Hsbc Bank Nevada, National Association Buyer 437,681 Acquisition Discontinued 12/1/2005
Relationships Role Relationship Start Relationship End
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