Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Direct Merchants Credit Card Bank, National Association All Insured Commercial Banks in Arizona
09-30-2005 168.88 13.976
06-30-2005 142.5 13.12
03-31-2005 124.63 14.433
12-31-2004 112.33 14.086
09-30-2004 138.95 16.414
06-30-2004 126.21 17.681
03-31-2004 114.52 20.199
12-31-2003 138.56 18.678
09-30-2003 154.79 20.564
06-30-2003 38 20.436
03-31-2003 32.92 26.858
12-31-2002 29.52 28.489