Vitals
  • Total Assets
    34.3M -4.6 %
  • Total Deposits
    26.5M -2.4 %
  • Total Net Loans
    20.3M 9.0 %
  • Net Income
    114000.0000 39.0 %
  • Book Value
    2.8M 4.3 %
  • Book Value x2
    5.5M 4.3 %
  • Book Value x3
    8.3M 4.3 %
ROAA

.339

ROAE

4.152

Efficiency Ratio

86.805

Net Interest Margin

3.045

Balance Sheet Highlights
Financial Highlights Defiance State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 34,336 198,346
Total Net Loans 20,271 133,864
Total Deposits 26,527 165,124
Total Equity 2,765 22,060
Profitability
Net Income 114 2,310
Return on Average Assets .339 1.15
Return on Average Equity 4.152 9.92
Net Interest Margin 3.045 3.587
Efficiency Ratio 86.805 60.34
Noninterest Income/Revenue 6.435 13.494
Balance Sheet Ratios
Loan-to-Deposit 76.417 77.091
Securities/Assets .043 .197
Total Equity/Total Assets .081 .111
Tangible Equity/Tangible Assets .081 .107
Capital Adequacy
Tier 1 Common Capital 2,765 21,135
Tier 1 Capital 2,765 21,140
Tier 2 Capital 167 1,625
Total Capital 2,932 22,777
Total Risk Weighted Assets 24,985 151,308
Leverage Ratio 8.17 10.944
Common Equity Tier 1 Capital Ratio 11.07 15.631
Tier 1 Capital Ratio 11.07 15.631
Total Capital Ratio 11.74 16.675

Timeline for Defiance State Bank

Union Bancorporation

Union Bancorporation became a new parent organization for Defiance State Bank.

View Profile Mar 22 1989

Defiance State Bank

Defiance State Bank was established 73 years ago and is currently headquartered in Defiance, IA.

Sep 01 1951
Relationships Role Relationship Start Relationship End
Union Bancorporation Parent 11/1/2000
Union Bancorporation Parent 3/22/1989 10/31/2000
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