Vitals
  • Total Assets
    32.7M 0.9 %
  • Total Deposits
    27.7M 0.4 %
  • Total Net Loans
    21.2M 1.9 %
  • Net Income
    259000.0000 31.5 %
  • Book Value
    2.5M -7.4 %
  • Book Value x2
    5.0M -7.4 %
  • Book Value x3
    7.4M -7.4 %
ROAA

.77

ROAE

9.852

Efficiency Ratio

67.576

Net Interest Margin

3.899

Balance Sheet Highlights
Financial Highlights Center Point Bank And Trust Company All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 32,714 198,346
Total Net Loans 21,171 133,864
Total Deposits 27,721 165,124
Total Equity 2,483 22,060
Profitability
Net Income 259 2,310
Return on Average Assets .77 1.15
Return on Average Equity 9.852 9.92
Net Interest Margin 3.899 3.587
Efficiency Ratio 67.576 60.34
Noninterest Income/Revenue 15.126 13.494
Balance Sheet Ratios
Loan-to-Deposit 76.372 77.091
Securities/Assets .226 .197
Total Equity/Total Assets .076 .111
Tangible Equity/Tangible Assets .076 .107
Capital Adequacy
Tier 1 Common Capital 2,508 21,135
Tier 1 Capital 2,508 21,140
Tier 2 Capital 253 1,625
Total Capital 2,761 22,777
Total Risk Weighted Assets 24,063 151,308
Leverage Ratio 7.47 10.944
Common Equity Tier 1 Capital Ratio 10.42 15.631
Tier 1 Capital Ratio 10.42 15.631
Total Capital Ratio 11.47 16.675

Timeline for Center Point Bank And Trust Company

Country Bancorporation

Country Bancorporation became a new parent organization for Center Point Bank And Trust Company.

View Profile Jan 07 1992

Center Point Banshares Corp.

Center Point Banshares Corp. became a new parent organization for Center Point Bank And Trust Company.

View Profile Dec 28 1979

Center Point Bank And Trust Company

Center Point Bank And Trust Company was established 59 years ago and is currently headquartered in Center Point, IA.

Dec 01 1964
Relationships Role Relationship Start Relationship End
Country Bancorporation Parent 1/7/1992
Center Point Banshares Corp. Parent 12/31/1980 1/6/1992
Center Point Banshares Corp. Parent 12/28/1979 12/30/1980
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