Vitals
  • Total Assets
    208.4M -1.1 %
  • Total Deposits
    175.2M 2.3 %
  • Total Net Loans
    148.4M 0.5 %
  • Net Income
    274000.0000 -30.8 %
  • Book Value
    23.3M 3.9 %
  • Book Value x2
    46.6M 3.9 %
  • Book Value x3
    69.9M 3.9 %
ROAA

.506

ROAE

4.72

Efficiency Ratio

73.282

Net Interest Margin

3.665

Balance Sheet Highlights
Financial Highlights Csb Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 208,356 460,247
Total Net Loans 148,365 305,943
Total Deposits 175,191 356,842
Total Equity 23,302 46,814
Profitability
Net Income 274 4,861
Return on Average Assets .506 .917
Return on Average Equity 4.72 9.129
Net Interest Margin 3.665 3.49
Efficiency Ratio 73.282 73.073
Noninterest Income/Revenue 8.555 14.901
Balance Sheet Ratios
Loan-to-Deposit 84.688 80.797
Securities/Assets .201 1.526
Total Equity/Total Assets .112 .102
Tangible Equity/Tangible Assets .106 -.111
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,336 41,851
Tier 2 Capital 1,512 4,157
Total Capital 23,848 45,809
Total Risk Weighted Assets 160,642 338,669
Leverage Ratio 10.37 10.514
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.9 15.505
Total Capital Ratio 14.85 16.681

Timeline for Csb Bank

Northwest Bank

Csb Bank was acquired by Northwest Bank 16 years

View Profile Jun 23 2007

Csb Financial Services, Inc.

Csb Financial Services, Inc. became a new subsidiary organization for Csb Bank.

View Profile Aug 19 1998

Penn Laurel Financial Corp.

Penn Laurel Financial Corp. became a new parent organization for Csb Bank.

View Profile Oct 10 1986

Csb Bank

Csb Bank was established 99 years ago and is currently headquartered in Curwensville, PA.

Aug 04 1924
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Northwest Bank Buyer 9,758,868 Acquisition Discontinued 6/23/2007
Relationships Role Relationship Start Relationship End
Penn Laurel Financial Corp. Parent 10/10/1986 6/22/2007
Csb Financial Services, Inc. Subsidary 8/19/1998 6/22/2007
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