Vitals
  • Total Assets
    158.3M -1.0 %
  • Total Deposits
    132.8M 3.6 %
  • Total Net Loans
    124.5M -1.5 %
  • Net Income
    1.7M 8.8 %
  • Book Value
    21.0M 4.2 %
  • Book Value x2
    42.0M 4.2 %
  • Book Value x3
    62.9M 4.2 %
ROAA

1.063

ROAE

8.129

Efficiency Ratio

50.002

Net Interest Margin

3.214

Balance Sheet Highlights
Financial Highlights Crossroads Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 158,292 290,894
Total Net Loans 124,469 191,278
Total Deposits 132,773 246,407
Total Equity 20,982 31,125
Profitability
Net Income 1,689 2,670
Return on Average Assets 1.063 .919
Return on Average Equity 8.129 8.247
Net Interest Margin 3.214 3.499
Efficiency Ratio 50.002 67.9
Noninterest Income/Revenue 11.427 16.598
Balance Sheet Ratios
Loan-to-Deposit 93.746 72.669
Securities/Assets .132 .191
Total Equity/Total Assets .133 .107
Tangible Equity/Tangible Assets .133 .103
Capital Adequacy
Tier 1 Common Capital 21,004 29,670
Tier 1 Capital 21,004 29,720
Tier 2 Capital 1,012 2,112
Total Capital 22,016 31,905
Total Risk Weighted Assets 131,919 212,461
Leverage Ratio 13.16 10.62
Common Equity Tier 1 Capital Ratio 15.92 16.313
Tier 1 Capital Ratio 15.92 16.329
Total Capital Ratio 16.69 17.341

Timeline for Crossroads Bank

Omni Bancorp, Inc.

Omni Bancorp, Inc. became a new parent organization for Crossroads Bank.

View Profile Dec 01 1986

Crossroads Bank

Crossroads Bank was established 50 years ago and is currently headquartered in Effingham, IL.

Mar 12 1974
Relationships Role Relationship Start Relationship End
Omni Bancorp, Inc. Parent 12/1/1986
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