Vitals
  • Total Assets
    118.1M 4.0 %
  • Total Deposits
    106.1M 4.3 %
  • Total Net Loans
    52.3M 2.9 %
  • Net Income
    1.1M 13.3 %
  • Book Value
    10.8M -0.8 %
  • Book Value x2
    21.7M -0.8 %
  • Book Value x3
    32.5M -0.8 %
ROAA

.962

ROAE

9.844

Efficiency Ratio

59.658

Net Interest Margin

3.19

Balance Sheet Highlights
Financial Highlights Community State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 118,117 198,346
Total Net Loans 52,291 133,864
Total Deposits 106,065 165,124
Total Equity 10,844 22,060
Profitability
Net Income 1,100 2,310
Return on Average Assets .962 1.15
Return on Average Equity 9.844 9.92
Net Interest Margin 3.19 3.587
Efficiency Ratio 59.658 60.34
Noninterest Income/Revenue 15.882 13.494
Balance Sheet Ratios
Loan-to-Deposit 49.301 77.091
Securities/Assets .388 .197
Total Equity/Total Assets .092 .111
Tangible Equity/Tangible Assets .092 .107
Capital Adequacy
Tier 1 Common Capital 11,472 21,135
Tier 1 Capital 11,472 21,140
Tier 2 Capital 665 1,625
Total Capital 12,137 22,777
Total Risk Weighted Assets 71,702 151,308
Leverage Ratio 9.75 10.944
Common Equity Tier 1 Capital Ratio 16 15.631
Tier 1 Capital Ratio 16 15.631
Total Capital Ratio 16.93 16.675

Timeline for Community State Bank

Tipton Insurance, Inc.

Tipton Insurance, Inc. became a new subsidiary organization for Community State Bank.

View Profile Mar 01 2008

Fidelity Company

Fidelity Company became a new parent organization for Community State Bank.

View Profile Apr 02 1999

Union Trust And Savings Bank

Acquisition: Community State Bank acquired a new subsidiary, Union Trust And Savings Bank, 39 years

View Profile Jul 30 1984

Clarence Bancshares, Inc.

Clarence Bancshares, Inc. became a new parent organization for Community State Bank.

View Profile Oct 08 1979

Community State Bank

Community State Bank was established 130 years ago and is currently headquartered in Tipton, IA.

Jan 01 1894
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Union Trust And Savings Bank Seller 23,636 Discontinued 7/30/1984
Relationships Role Relationship Start Relationship End
Fidelity Company Parent 4/2/1999
Clarence Bancshares, Inc. Parent 4/30/1993 4/1/1999
Clarence Bancshares, Inc. Parent 12/31/1984 4/29/1993
Clarence Bancshares, Inc. Parent 12/31/1981 12/30/1984
Clarence Bancshares, Inc. Parent 10/8/1979 12/30/1981
Tipton Insurance, Inc. Subsidary 3/1/2008 12/30/2012
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