Vitals
  • Total Assets
    878.8M -0.4 %
  • Total Deposits
    673.4M -8.9 %
  • Total Net Loans
    718.2M -0.7 %
  • Net Income
    12.3M 29.5 %
  • Book Value
    140.5M 12.9 %
  • Book Value x2
    281.0M 12.9 %
  • Book Value x3
    421.5M 12.9 %
ROAA

1.841

ROAE

12.267

Efficiency Ratio

55.287

Net Interest Margin

6.544

Balance Sheet Highlights
Financial Highlights Community National Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 878,788 539,165
Total Net Loans 718,183 433,184
Total Deposits 673,364 409,584
Total Equity 140,497 66,626
Profitability
Net Income 12,344 16,237
Return on Average Assets 1.841 1.504
Return on Average Equity 12.267 13.358
Net Interest Margin 6.544 5.071
Efficiency Ratio 55.287 76.157
Noninterest Income/Revenue 11.719 15.55
Balance Sheet Ratios
Loan-to-Deposit 106.656 87.909
Securities/Assets .056 .569
Total Equity/Total Assets .16 .124
Tangible Equity/Tangible Assets .104 -.191
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 95,152 55,864
Tier 2 Capital 9,944 6,513
Total Capital 105,096 61,541
Total Risk Weighted Assets 795,502 436,400
Leverage Ratio 11.31 14.826
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.96 19.397
Total Capital Ratio 13.21 20.542

Timeline for Community National Bank

Pacific Western Bank

Community National Bank was acquired by Pacific Western Bank 17 years

View Profile Oct 27 2006

Rancho Bernardo Community Bank

Acquisition: Community National Bank acquired a new subsidiary, Rancho Bernardo Community Bank, 18 years

View Profile Aug 20 2005

Cuyamaca Bank, National Association

Acquisition: Community National Bank acquired a new subsidiary, Cuyamaca Bank, National Association, 19 years

View Profile Oct 02 2004

Community Bancorp Inc.

Community Bancorp Inc. became a new parent organization for Community National Bank.

View Profile Jun 26 1999

Community National Bank

Community National Bank was established 38 years ago and is currently headquartered in Escondido, CA.

Sep 03 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pacific Western Bank Buyer 21,266,723 Acquisition Discontinued 10/27/2006
Rancho Bernardo Community Bank Seller 124,483 Acquisition Discontinued 8/20/2005
Cuyamaca Bank, National Association Seller 115,468 Acquisition Discontinued 10/2/2004
Relationships Role Relationship Start Relationship End
Community Bancorp Inc. Parent 6/26/1999 10/26/2006
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