Efficiency Ratio Over Time
Efficiency Ratio Community National Bank All Insured Commercial Banks in California
09-30-2006 55.287 76.157
06-30-2006 57.176 70.367
03-31-2006 57.017 69.95
12-31-2005 54.574 74.917
09-30-2005 55.172 71.155
06-30-2005 56.697 70.343
03-31-2005 58.247 68.656
12-31-2004 58.059 71.614
09-30-2004 57.151 71.664
06-30-2004 56.668 72.622
03-31-2004 55.551 74.921
12-31-2003 57.224 78.394
09-30-2003 58.505 69.685
06-30-2003 59.011 70.304
03-31-2003 59.041 69.597
12-31-2002 65.204 70.571