Vitals
  • Total Assets
    1.2B 7.6 %
  • Total Deposits
    1.1B 6.0 %
  • Total Net Loans
    948.6M 4.0 %
  • Net Income
    20.0M 52.9 %
  • Book Value
    106.4M 14.0 %
  • Book Value x2
    212.9M 14.0 %
  • Book Value x3
    319.3M 14.0 %
ROAA

1.661

ROAE

20.087

Efficiency Ratio

42.695

Net Interest Margin

5.156

Balance Sheet Highlights
Financial Highlights Community Bank Of Central California All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 1,245,675 511,615
Total Net Loans 948,591 418,065
Total Deposits 1,118,790 410,760
Total Equity 106,448 60,496
Profitability
Net Income 20,046 22,294
Return on Average Assets 1.661 1.521
Return on Average Equity 20.087 13.911
Net Interest Margin 5.156 4.944
Efficiency Ratio 42.695 74.917
Noninterest Income/Revenue 5.377 16.571
Balance Sheet Ratios
Loan-to-Deposit 84.787 84.855
Securities/Assets .171 .597
Total Equity/Total Assets .085 .118
Tangible Equity/Tangible Assets .085 -.182
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 108,262 51,672
Tier 2 Capital 13,212 6,288
Total Capital 121,474 56,874
Total Risk Weighted Assets 1,048,560 404,073
Leverage Ratio 8.93 13.56
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.32 17.882
Total Capital Ratio 11.58 19.028

Timeline for Community Bank Of Central California

Rabobank, National Association

Community Bank Of Central California was acquired by Rabobank, National Association 18 years

View Profile Feb 01 2006

Cypress Bank

Acquisition: Community Bank Of Central California acquired a new subsidiary, Cypress Bank, 24 years

View Profile Jul 10 1999

Central Coast Bancorp

Central Coast Bancorp became a new parent organization for Community Bank Of Central California.

View Profile Dec 28 1994

Community Bank Of Central California

Community Bank Of Central California was established 41 years ago and is currently headquartered in Salinas, CA.

Jan 31 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rabobank, National Association Buyer 14,159,000 Acquisition Discontinued 2/1/2006
Cypress Bank Seller 57,875 Pooling of Interests Discontinued 7/10/1999
Relationships Role Relationship Start Relationship End
Central Coast Bancorp Parent 12/28/1994 1/31/2006
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