Community Bank Of Central California
Salinas, CA — Domestic Branch of a Domestic Bank
Acquired Feb 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Community Bank Of Central California | All Insured Commercial Banks in California |
Interest and Fees on Loans | 64,737 | 30,997 |
Income from Lease Financing Receivables | — | 6,826 |
1,073 | 999 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 578 | 554 |
Income on Loans and Leases (TE) | 65,315 | 30,044 |
Investment Interest Income (TE) | 9,404 | 10,133 |
Total Interest Income (TE) | 76,113 | 28,443 |
Total Interest Expense | 17,032 | 7,151 |
Net Interest Income (TE) | 59,081 | 21,191 |
Non-Interest Income | 4,325 | 5,650 |
Adjusted Operating Income (TE) | 63,406 | 27,258 |
Non-interest Expense | 27,071 | 15,079 |
Provision for Loan & Lease Losses | 1,400 | 1,596 |
Pretax Operating Income (TE) | 34,935 | 35,163 |
Pretax Net Operating Income (TE) | 34,947 | 34,902 |
Applicable Income Taxes | 12,833 | 11,963 |
Net Operating Income | 20,046 | 21,763 |
Net Income | 20,046 | 22,294 |
Cash Dividends Declared | 4,500 | 14,308 |
Retained Earnings | 15,546 | 15,791 |