Vitals
  • Total Assets
    113.3M -19.1 %
  • Total Deposits
    97.8M -19.3 %
  • Total Net Loans
    78.7M -20.0 %
  • Net Income
  • Book Value
    6.4M -38.0 %
  • Book Value x2
    12.8M -38.0 %
  • Book Value x3
    19.2M -38.0 %
ROAA

ROAE

Efficiency Ratio

107.555

Net Interest Margin

3.018

Balance Sheet Highlights
Financial Highlights Commercial State Bank Of Waterloo All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 113,309 203,799
Total Net Loans 78,663 141,504
Total Deposits 97,812 169,509
Total Equity 6,384 19,386
Profitability
Net Income — 4,040
Return on Average Assets — .934
Return on Average Equity — 8.952
Net Interest Margin 3.018 3.56
Efficiency Ratio 107.555 69.748
Noninterest Income/Revenue 5.536 10.821
Balance Sheet Ratios
Loan-to-Deposit 80.423 76.975
Securities/Assets .166 .649
Total Equity/Total Assets .056 .095
Tangible Equity/Tangible Assets .056 -.033
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,321 18,111
Tier 2 Capital 918 1,747
Total Capital 7,239 19,986
Total Risk Weighted Assets 72,500 154,860
Leverage Ratio 5.45 9.77
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.72 13.99
Total Capital Ratio 9.98 15.039

Timeline for Commercial State Bank Of Waterloo

Midland States Bank

Commercial State Bank Of Waterloo was acquired by Midland States Bank 15 years

View Profile Feb 14 2009

Waterloo Bancshares, Inc.

Waterloo Bancshares, Inc. became a new parent organization for Commercial State Bank Of Waterloo.

View Profile Feb 21 1989

Commercial State Bank Of Waterloo

Commercial State Bank Of Waterloo was established 141 years ago and is currently headquartered in Waterloo, IL.

Jul 01 1882
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Midland States Bank Buyer 3,248,521 Pooling of Interests Discontinued 2/14/2009
Relationships Role Relationship Start Relationship End
Waterloo Bancshares, Inc. Parent 2/21/1989 2/13/2009
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