Commercial State Bank Of Waterloo
Waterloo, IL — Domestic Branch of a Domestic Bank
Acquired Feb 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Commercial State Bank Of Waterloo | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 6,079 | 8,929 |
Income from Lease Financing Receivables | — | 858 |
— | 131 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 58 |
Income on Loans and Leases (TE) | 6,079 | 9,036 |
Investment Interest Income (TE) | 1,060 | 2,100 |
Total Interest Income (TE) | 7,218 | 11,172 |
Total Interest Expense | 3,564 | 4,843 |
Net Interest Income (TE) | 3,654 | 6,358 |
Non-Interest Income | 423 | 1,356 |
Adjusted Operating Income (TE) | 4,077 | 7,769 |
Non-interest Expense | 4,385 | 5,188 |
Provision for Loan & Lease Losses | 2,426 | 7,001 |
Pretax Operating Income (TE) | — | 6,309 |
Pretax Net Operating Income (TE) | — | 6,022 |
Applicable Income Taxes | — | 2,288 |
Net Operating Income | — | 4,040 |
Net Income | — | 4,040 |
Cash Dividends Declared | — | 2,011 |
Retained Earnings | — | 3,363 |