Vitals
  • Total Assets
    741.3M 6.8 %
  • Total Deposits
    660.0M 7.8 %
  • Total Net Loans
    474.1M 5.4 %
  • Net Income
    11.3M 3.1 %
  • Book Value
    75.9M -0.5 %
  • Book Value x2
    151.8M -0.5 %
  • Book Value x3
    227.7M -0.5 %
ROAA

1.575

ROAE

14.359

Efficiency Ratio

61.447

Net Interest Margin

3.815

Balance Sheet Highlights
Financial Highlights Commercial Bank & Trust Co. All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 741,265 350,717
Total Net Loans 474,143 240,957
Total Deposits 660,022 296,573
Total Equity 75,898 37,152
Profitability
Net Income 11,324 3,593
Return on Average Assets 1.575 .956
Return on Average Equity 14.359 8.82
Net Interest Margin 3.815 4.036
Efficiency Ratio 61.447 69.386
Noninterest Income/Revenue 23.626 17.129
Balance Sheet Ratios
Loan-to-Deposit 71.838 77.925
Securities/Assets .229 .166
Total Equity/Total Assets .102 .106
Tangible Equity/Tangible Assets .097 .103
Capital Adequacy
Tier 1 Common Capital 72,639 35,983
Tier 1 Capital 72,639 36,157
Tier 2 Capital 6,387 2,649
Total Capital 79,026 38,803
Total Risk Weighted Assets 510,678 253,332
Leverage Ratio 9.87 10.564
Common Equity Tier 1 Capital Ratio 14.22 15.215
Tier 1 Capital Ratio 14.22 15.278
Total Capital Ratio 15.47 16.362

Timeline for Commercial Bank & Trust Co.

Volunteer Lenders, Inc

Volunteer Lenders, Inc became a new subsidiary organization for Commercial Bank & Trust Co..

View Profile Feb 13 1995

Commercial Holding Company

Commercial Holding Company became a new parent organization for Commercial Bank & Trust Co..

View Profile Dec 16 1983

Commercial Bank & Trust Co.

Commercial Bank & Trust Co. was established 147 years ago and is currently headquartered in Paris, TN.

May 15 1877
Relationships Role Relationship Start Relationship End
Commercial Holding Company Parent 12/16/1983
Volunteer Lenders, Inc Subsidary 6/30/2007
Volunteer Lenders, Inc Subsidary 2/13/1995 6/29/2007
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