Net Income Analysis ( % relative to Total Revenue )
Income Statement Commercial Bank & Trust Co. All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 22,402 12,197
Income from Lease Financing Receivables — 0
151 25
Estimated Tax Benefit from Tax-Exempt Loan Income 81 12
Income on Loans and Leases (TE) 22,483 12,231
Investment Interest Income (TE) 4,787 1,544
Total Interest Income (TE) 27,578 14,034
Total Interest Expense 1,850 1,553
Net Interest Income (TE) 25,728 12,478
Non-Interest Income 8,531 2,901
Adjusted Operating Income (TE) 34,259 15,672
Non-interest Expense 21,051 10,334
Provision for Loan & Lease Losses 214 317
Pretax Operating Income (TE) 12,994 4,962
Pretax Net Operating Income (TE) 13,127 5,007
Applicable Income Taxes 603 1,069
Net Operating Income 11,324 3,589
Net Income 11,324 3,593
Cash Dividends Declared 9,300 1,505
Retained Earnings 2,024 1,960