Vitals
  • Total Assets
    668.7M 17.5 %
  • Total Deposits
    596.2M 22.1 %
  • Total Net Loans
    390.1M 17.7 %
  • Net Income
    6.4M 2.8 %
  • Book Value
    61.6M 6.0 %
  • Book Value x2
    123.1M 6.0 %
  • Book Value x3
    184.7M 6.0 %
ROAA

1.027

ROAE

10.427

Efficiency Ratio

65.921

Net Interest Margin

3.698

Balance Sheet Highlights
Financial Highlights Commercial Bank Of Texas, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 668,685 358,087
Total Net Loans 390,135 213,533
Total Deposits 596,248 308,027
Total Equity 61,560 38,740
Profitability
Net Income 6,357 3,845
Return on Average Assets 1.027 1.025
Return on Average Equity 10.427 9.415
Net Interest Margin 3.698 3.773
Efficiency Ratio 65.921 66.762
Noninterest Income/Revenue 29.527 16.375
Balance Sheet Ratios
Loan-to-Deposit 65.432 65.494
Securities/Assets .304 .214
Total Equity/Total Assets .092 .108
Tangible Equity/Tangible Assets .082 .104
Capital Adequacy
Tier 1 Common Capital 58,616 37,278
Tier 1 Capital 58,616 37,303
Tier 2 Capital 5,193 2,526
Total Capital 63,809 39,866
Total Risk Weighted Assets 415,600 237,367
Leverage Ratio 8.88 10.563
Common Equity Tier 1 Capital Ratio 14.1 18.073
Tier 1 Capital Ratio 14.1 18.097
Total Capital Ratio 15.35 19.169

Timeline for Commercial Bank Of Texas, National Association

The First National Bank Of Emory

Acquisition: Commercial Bank Of Texas, National Association acquired a new subsidiary, The First National Bank Of Emory, 7 years

View Profile Sep 17 2016

Jun 26 2015

The Bank Of East Texas, S.S.B.

Acquisition: Commercial Bank Of Texas, National Association acquired a new subsidiary, The Bank Of East Texas, S.S.B., 26 years

View Profile Jan 31 1998

Nacogdoches Bancshares Of Delaware, Inc.

Nacogdoches Bancshares Of Delaware, Inc. became a new parent organization for Commercial Bank Of Texas, National Association.

View Profile Dec 10 1996

Superior Savings Bank, F.S.B.

Acquisition: Commercial Bank Of Texas, National Association acquired a new subsidiary, Superior Savings Bank, F.S.B., 32 years

View Profile Jul 20 1991

Want to see more?

Complete timeline for Commercial Bank Of Texas, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Emory Seller 103,285 Acquisition Discontinued 9/17/2016
The Bank Of East Texas, S.S.B. Seller 112,674 Pooling of Interests Discontinued 1/31/1998
Superior Savings Bank, F.S.B. Seller 49,972 Failure 7/20/1991
Relationships Role Relationship Start Relationship End
Nacogdoches Commercial Bancshares, Inc. Parent 2/11/2009
Nacogdoches Bancshares Of Delaware, Inc. Parent 12/10/1996 2/10/2009
Nacogdoches Commercial Bancshares, Inc. Parent 1/1/1983 12/9/1996
Security National Bank Subsidary 7/19/1991 11/22/1996
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