Vitals
  • Total Assets
    111.2M
  • Total Deposits
    89.9M
  • Total Net Loans
    64.3M
  • Net Income
    1.0M
  • Book Value
    10.5M
  • Book Value x2
    20.9M
  • Book Value x3
    31.4M
ROAA

1.002

ROAE

10.361

Efficiency Ratio

62.217

Net Interest Margin

3.957

Balance Sheet Highlights
Financial Highlights City State Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 111,217 150,240
Total Net Loans 64,268 96,127
Total Deposits 89,883 124,418
Total Equity 10,463 14,950
Profitability
Net Income 1,035 9,836
Return on Average Assets 1.002 1.189
Return on Average Equity 10.361 11.689
Net Interest Margin 3.957 4.47
Efficiency Ratio 62.217 65.163
Noninterest Income/Revenue 26.119 12.459
Balance Sheet Ratios
Loan-to-Deposit 71.502 74.797
Securities/Assets .149 .856
Total Equity/Total Assets .094 .1
Tangible Equity/Tangible Assets .094 -.697
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,143 14,094
Tier 2 Capital 655 1,185
Total Capital 10,798 15,323
Total Risk Weighted Assets 98,706 102,137
Leverage Ratio 9.42 9.986
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.28 15.182
Total Capital Ratio 10.94 16.361

Timeline for City State Bank

First State Bank

City State Bank was acquired by First State Bank 21 years

View Profile Jan 25 2003

American Holdings Investments, Inc

American Holdings Investments, Inc became a new subsidiary organization for City State Bank.

View Profile Jul 23 1999

Fleetone Factoring, Inc.

Fleetone Factoring, Inc. became a new subsidiary organization for City State Bank.

View Profile Oct 20 1998

Simmons First Finance Company

Simmons First Finance Company became a new subsidiary organization for City State Bank.

View Profile Feb 03 1997

Bankers Mortgage Company

Bankers Mortgage Company became a new subsidiary organization for City State Bank.

View Profile Sep 30 1995

Want to see more?

Complete timeline for City State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Buyer 1,900,083 Pooling of Interests Discontinued 1/25/2003
Relationships Role Relationship Start Relationship End
Community First Bancshares, Inc. Parent 7/31/1987 1/24/2003
Bankers Mortgage Company Subsidary 9/1/2001 1/24/2003
Simmons First Finance Company Subsidary 9/1/2001 1/24/2003
American Holdings Investments, Inc Subsidary 12/31/2000 1/24/2003
Bankers Mortgage Company Subsidary 12/31/2000 8/31/2001
Simmons First Finance Company Subsidary 12/31/2000 8/31/2001
Bankers Mortgage Company Subsidary 7/22/1999 12/30/2000
Simmons First Finance Company Subsidary 7/22/1999 12/30/2000
American Holdings Investments, Inc Subsidary 7/23/1999 12/30/2000
Fleetone Factoring, Inc. Subsidary 7/22/1999 3/31/2000
Bankers Mortgage Company Subsidary 1/22/1998 7/21/1999
Simmons First Finance Company Subsidary 2/3/1997 7/21/1999
Fleetone Factoring, Inc. Subsidary 10/20/1998 7/21/1999
Bankers Mortgage Company Subsidary 9/30/1995 1/21/1998
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