City State Bank
Clarksville, TN — Domestic Branch of a Domestic Bank
Acquired Jan 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | City State Bank | All Insured Commercial Banks in Tennessee |
Interest and Fees on Loans | 4,358 | 7,142 |
Income from Lease Financing Receivables | — | 2,112 |
19 | 192 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 9 | 107 |
Income on Loans and Leases (TE) | 4,367 | 7,156 |
Investment Interest Income (TE) | 1,081 | 1,584 |
Total Interest Income (TE) | 5,513 | 9,045 |
Total Interest Expense | 2,425 | 3,192 |
Net Interest Income (TE) | 3,088 | 5,828 |
Non-Interest Income | 1,949 | 1,287 |
Adjusted Operating Income (TE) | 5,037 | 7,160 |
Non-interest Expense | 3,134 | 4,443 |
Provision for Loan & Lease Losses | 313 | 2,572 |
Pretax Operating Income (TE) | 1,590 | 14,477 |
Pretax Net Operating Income (TE) | 1,669 | 14,669 |
Applicable Income Taxes | 491 | 4,765 |
Net Operating Income | 1,035 | 9,842 |
Net Income | 1,035 | 9,836 |
Cash Dividends Declared | 500 | 8,807 |
Retained Earnings | 535 | 3,800 |