Vitals
  • Total Assets
    37.3M 1.5 %
  • Total Deposits
    32.8M 3.1 %
  • Total Net Loans
    10.0M -21.1 %
  • Net Income
    25000.0000 -88.4 %
  • Book Value
    4.2M -11.9 %
  • Book Value x2
    8.5M -11.9 %
  • Book Value x3
    12.7M -11.9 %
ROAA

.068

ROAE

.539

Efficiency Ratio

87.473

Net Interest Margin

3.851

Balance Sheet Highlights
Financial Highlights Citizens State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 37,272 287,038
Total Net Loans 9,979 153,782
Total Deposits 32,783 249,529
Total Equity 4,248 29,096
Profitability
Net Income 25 2,895
Return on Average Assets .068 .96
Return on Average Equity .539 9.326
Net Interest Margin 3.851 3.725
Efficiency Ratio 87.473 70.01
Noninterest Income/Revenue 11.342 17.002
Balance Sheet Ratios
Loan-to-Deposit 30.44 58.668
Securities/Assets .215 .244
Total Equity/Total Assets .114 .101
Tangible Equity/Tangible Assets .114 .098
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,741 28,263
Tier 2 Capital 150 1,894
Total Capital 4,891 30,164
Total Risk Weighted Assets 11,752 172,317
Leverage Ratio 12.67 10.12
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 40.34 18.279
Total Capital Ratio 41.62 19.356

Timeline for Citizens State Bank

The First National Bank Of Hughes Springs

Citizens State Bank was acquired by The First National Bank Of Hughes Springs 10 years

View Profile Mar 01 2014

Citizens State Bank

Citizens State Bank was established 64 years ago and is currently headquartered in Tenaha, TX.

Jan 30 1960
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Hughes Springs Buyer 245,636 Acquisition Discontinued 3/1/2014
Relationships Role Relationship Start Relationship End
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