Vitals
  • Total Assets
    66.2M -4.7 %
  • Total Deposits
    55.0M 0.5 %
  • Total Net Loans
    41.6M -27.9 %
  • Net Income
  • Book Value
    7.6M -14.2 %
  • Book Value x2
    15.2M -14.2 %
  • Book Value x3
    22.9M -14.2 %
ROAA

ROAE

Efficiency Ratio

106.775

Net Interest Margin

3.136

Balance Sheet Highlights
Financial Highlights Citizens State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 66,248 119,911
Total Net Loans 41,563 80,094
Total Deposits 54,960 97,315
Total Equity 7,625 12,194
Profitability
Net Income — 802
Return on Average Assets — 1.136
Return on Average Equity — 10.818
Net Interest Margin 3.136 3.787
Efficiency Ratio 106.775 63.179
Noninterest Income/Revenue 10.198 11.866
Balance Sheet Ratios
Loan-to-Deposit 75.624 78.177
Securities/Assets .06 .346
Total Equity/Total Assets .115 .102
Tangible Equity/Tangible Assets .08 .071
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,285 11,403
Tier 2 Capital 608 963
Total Capital 5,893 12,355
Total Risk Weighted Assets 48,241 88,056
Leverage Ratio 8.28 9.815
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.96 14.21
Total Capital Ratio 12.22 15.28

Timeline for Citizens State Bank

Fidelity Bank & Trust

Citizens State Bank was acquired by Fidelity Bank & Trust 14 years

View Profile Jul 18 2009

First Postville Bancorporation, Inc.

Acquisition: Citizens State Bank acquired a new subsidiary, First Postville Bancorporation, Inc. , 22 years

View Profile May 19 2001

Fidelity Company

Fidelity Company became a new parent organization for Citizens State Bank.

View Profile May 19 2001

First Postville Bancorporation, Inc.

First Postville Bancorporation, Inc. became a new parent organization for Citizens State Bank.

View Profile Dec 31 1983

Chevalier, Inc.

Chevalier, Inc. became a new parent organization for Citizens State Bank.

View Profile Dec 31 1970

Want to see more?

Complete timeline for Citizens State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Fidelity Bank & Trust Buyer 777,650 Pooling of Interests Discontinued 7/18/2009
First Postville Bancorporation, Inc. Seller Acquisition Discontinued 5/19/2001
Relationships Role Relationship Start Relationship End
Fidelity Company Parent 5/19/2001 7/17/2009
First Postville Bancorporation, Inc. Parent 10/4/1999 5/18/2001
First Postville Bancorporation, Inc. Parent 11/16/1995 10/3/1999
First Postville Bancorporation, Inc. Parent 12/31/1993 11/15/1995
First Postville Bancorporation, Inc. Parent 12/31/1983 12/30/1993
Chevalier, Inc. Parent 12/31/1982 12/30/1983
Chevalier, Inc. Parent 12/31/1979 12/30/1982
Chevalier, Inc. Parent 12/31/1978 12/30/1979
Chevalier, Inc. Parent 12/31/1976 12/30/1978
Chevalier, Inc. Parent 12/31/1974 12/30/1976
Chevalier, Inc. Parent 12/31/1973 12/30/1974
Chevalier, Inc. Parent 12/31/1970 12/30/1973
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