Efficiency Ratio Over Time
Efficiency Ratio Citizens State Bank All Insured Commercial Banks in Iowa
06-30-2009 106.775 63.179
03-31-2009 140.481 61.322
12-31-2008 72.159 61.499
09-30-2008 68.381 60.136
06-30-2008 67.722 61.136
03-31-2008 66.282 61.724
12-31-2007 68.475 62.773
09-30-2007 68.675 61.738
06-30-2007 71.902 62.033
03-31-2007 76.186 63.023
12-31-2006 67.101 62.678
09-30-2006 65.753 61.508
06-30-2006 62.724 61.549
03-31-2006 63.83 62.083
12-31-2005 61.26 61.109
09-30-2005 61.148 59.958
06-30-2005 59.952 59.974
03-31-2005 60.739 60.352
12-31-2004 68.531 60.659
09-30-2004 72.174 59.313
06-30-2004 73.354 59.954
03-31-2004 76.808 60.454
12-31-2003 70.145 60.721
09-30-2003 68.731 59.436
06-30-2003 69.902 59.565
03-31-2003 73.204 60.143
12-31-2002 73.437 59.278