Citizens Savings Bank
Marshalltown, IA — Non-member Bank
Active
Vitals
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Total Assets59.1M -1.8 %
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Total Deposits54.0M -2.3 %
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Total Net Loans39.8M -3.8 %
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Net Income641000.0000 9.0 %
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Book Value4.7M 2.0 %
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Book Value x29.5M 2.0 %
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Book Value x314.2M 2.0 %
Balance Sheet Highlights
| Financial Highlights | Citizens Savings Bank | All Insured Commercial Banks in Iowa |
| Balance Sheet $(000) | ||
| Total Assets | 59,083 | 198,346 |
| Total Net Loans | 39,810 | 133,864 |
| Total Deposits | 54,027 | 165,124 |
| Total Equity | 4,749 | 22,060 |
| Profitability | ||
| Net Income | 641 | 2,310 |
| Return on Average Assets | 1.088 | 1.15 |
| Return on Average Equity | 13.527 | 9.92 |
| Net Interest Margin | 3.524 | 3.587 |
| Efficiency Ratio | 69.286 | 60.34 |
| Noninterest Income/Revenue | 10.214 | 13.494 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 73.685 | 77.091 |
| Securities/Assets | .005 | .197 |
| Total Equity/Total Assets | .08 | .111 |
| Tangible Equity/Tangible Assets | .08 | .107 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 4,749 | 21,135 |
| Tier 1 Capital | 4,749 | 21,140 |
| Tier 2 Capital | 205 | 1,625 |
| Total Capital | 4,954 | 22,777 |
| Total Risk Weighted Assets | 39,123 | 151,308 |
| Leverage Ratio | 8.02 | 10.944 |
| Common Equity Tier 1 Capital Ratio | 12.14 | 15.631 |
| Tier 1 Capital Ratio | 12.14 | 15.631 |
| Total Capital Ratio | 12.66 | 16.675 |
Timeline for Citizens Savings Bank
Citizens Insurance Agency, Inc.
Citizens Insurance Agency, Inc. became a new subsidiary organization for Citizens Savings Bank.
View Profile Mar 31 1998
Gilman Investment Co.
Gilman Investment Co. became a new parent organization for Citizens Savings Bank.
View Profile Dec 28 1977
Citizens Savings Bank
Citizens Savings Bank was established 117 years ago and is currently headquartered in Marshalltown, IA.
Jan 01 1907| Relationships | Role | Relationship Start | Relationship End |
| Gilman Investment Co. | Parent | 10/31/1987 | |
| Gilman Investment Co. | Parent | 12/31/1978 | 10/30/1987 |
| Gilman Investment Co. | Parent | 12/28/1977 | 12/30/1978 |
| Citizens Insurance Agency, Inc. | Subsidary | 3/31/1998 | 12/24/1999 |
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