Vitals
  • Total Assets
    211.5M 17.4 %
  • Total Deposits
    184.3M 20.0 %
  • Total Net Loans
    172.7M 15.8 %
  • Net Income
    1.0M 29.0 %
  • Book Value
    21.6M 12.2 %
  • Book Value x2
    43.2M 12.2 %
  • Book Value x3
    64.8M 12.2 %
ROAA

.519

ROAE

5.079

Efficiency Ratio

74.909

Net Interest Margin

3.806

Balance Sheet Highlights
Financial Highlights Citizens Community Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 211,459 858,303
Total Net Loans 172,719 607,607
Total Deposits 184,280 699,932
Total Equity 21,595 97,657
Profitability
Net Income 1,020 7,896
Return on Average Assets .519 .794
Return on Average Equity 5.079 6.983
Net Interest Margin 3.806 3.805
Efficiency Ratio 74.909 71.157
Noninterest Income/Revenue 8.794 16.327
Balance Sheet Ratios
Loan-to-Deposit 93.726 84.705
Securities/Assets .081 .136
Total Equity/Total Assets .102 .114
Tangible Equity/Tangible Assets .102 .103
Capital Adequacy
Tier 1 Common Capital 21,435 87,521
Tier 1 Capital 21,435 87,589
Tier 2 Capital 2,076 6,159
Total Capital 23,511 93,977
Total Risk Weighted Assets 165,538 657,024
Leverage Ratio 10.15 10.765
Common Equity Tier 1 Capital Ratio 12.95 14.768
Tier 1 Capital Ratio 12.95 14.769
Total Capital Ratio 14.2 15.893

Timeline for Citizens Community Bank

Ccb Bankshares, Inc.

Ccb Bankshares, Inc. became a new parent organization for Citizens Community Bank.

View Profile Nov 10 2015

Citizens Community Bank

Citizens Community Bank was established 24 years ago and is currently headquartered in South Hill, VA.

Dec 13 1999
Relationships Role Relationship Start Relationship End
Ccb Bankshares, Inc. Parent 11/10/2015
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