Efficiency Ratio Over Time
Efficiency Ratio Citizens Community Bank All Insured Commercial Banks in Virginia
12-31-2016 74.909 71.157
09-30-2016 75.557 70.908
06-30-2016 75.589 71.937
03-31-2016 75.197 72.09
12-31-2015 77.744 73.115
09-30-2015 79.319 72.582
06-30-2015 79.586 72.892
03-31-2015 81.232 73.075
12-31-2014 80.928 72.894
09-30-2014 81.437 72.86
06-30-2014 79.782 73.892
03-31-2014 76.043 73.799
12-31-2013 98.739 74.134
09-30-2013 104.317 74.081
06-30-2013 116.539 73.673
03-31-2013 216.904 74.238
12-31-2012 95.12 74.326
09-30-2012 85.191 74.638
06-30-2012 84.994 74.273
03-31-2012 81.197 73.428
12-31-2011 80.792 73.91
09-30-2011 82.647 74.056
06-30-2011 84.01 75.918
03-31-2011 78.021 75.801
12-31-2010 73.536 74.128
09-30-2010 74.245 73.27
06-30-2010 74.513 74.768
03-31-2010 72.779 75.576
12-31-2009 80.311 83.617
09-30-2009 84.034 82.693
06-30-2009 86.827 84.982
03-31-2009 86.543 80.855
12-31-2008 89.491 80.337
09-30-2008 87.321 79.793
06-30-2008 87.36 79.253
03-31-2008 82.344 79.735
12-31-2007 82.141 75.779
09-30-2007 80.641 73.367
06-30-2007 80.634 71.152
03-31-2007 77.609 71.522
12-31-2006 74.209 70.382
09-30-2006 72.806 66.252
06-30-2006 71.393 66.809
03-31-2006 69.147 66.465
12-31-2005 70.373 66.06
09-30-2005 70.87 64.247
06-30-2005 68.724 64.679
03-31-2005 63.658 65.369
12-31-2004 64.975 65.278
09-30-2004 65.029 64.991
06-30-2004 63.444 65.483
03-31-2004 62.016 65.972
12-31-2003 62.855 64.911
09-30-2003 62.647 64.352
06-30-2003 64.434 63.374
03-31-2003 69.058 62.719
12-31-2002 74.635 63.6