Vitals
  • Total Assets
    126.3M 3.8 %
  • Total Deposits
    88.6M -0.3 %
  • Total Net Loans
    87.1M 5.6 %
  • Net Income
    797000.0000 -16.3 %
  • Book Value
    26.6M 2.6 %
  • Book Value x2
    53.2M 2.6 %
  • Book Value x3
    79.8M 2.6 %
ROAA

.649

ROAE

3.024

Efficiency Ratio

74.244

Net Interest Margin

3.779

Balance Sheet Highlights
Financial Highlights Citizens Building And Loan, Ssb All Insured Savings Banks in South Carolina
Balance Sheet $(000)
Total Assets 126,303 130,696
Total Net Loans 87,074 81,193
Total Deposits 88,605 100,489
Total Equity 26,590 26,428
Profitability
Net Income 797 1,188
Return on Average Assets .649 .503
Return on Average Equity 3.024 3.716
Net Interest Margin 3.779 3.439
Efficiency Ratio 74.244 81.618
Noninterest Income/Revenue 3.603 15.159
Balance Sheet Ratios
Loan-to-Deposit 98.272 76.377
Securities/Assets .186 .184
Total Equity/Total Assets .211 .202
Tangible Equity/Tangible Assets .211 .199
Capital Adequacy
Tier 1 Common Capital 26,589 25,258
Tier 1 Capital 26,589 25,258
Tier 2 Capital 846 608
Total Capital 27,435 25,866
Total Risk Weighted Assets 67,458 68,370
Leverage Ratio 21.38 19.343
Common Equity Tier 1 Capital Ratio 39.42 39.657
Tier 1 Capital Ratio 39.42 39.657
Total Capital Ratio 40.67 40.728

Timeline for Citizens Building And Loan, Ssb

Citizens Building And Loan Mhc

Citizens Building And Loan Mhc became a new parent organization for Citizens Building And Loan, Ssb.

View Profile Mar 11 2016

Citizens Building And Loan, Ssb

Citizens Building And Loan, Ssb was established 117 years ago and is currently headquartered in Greer, SC.

Jan 01 1907
Relationships Role Relationship Start Relationship End
Citizens Building And Loan Mhc Parent 3/11/2016
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