Net Income Analysis ( % relative to Total Revenue )
Income Statement Citizens Building And Loan, Ssb All Insured Savings Banks in South Carolina
Interest and Fees on Loans 4,782 4,120
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 4,782 4,120
Investment Interest Income (TE) 501 553
Total Interest Income (TE) 5,351 4,786
Total Interest Expense 1,051 414
Net Interest Income (TE) 4,300 4,372
Non-Interest Income 200 855
Adjusted Operating Income (TE) 4,500 5,227
Non-interest Expense 3,341 3,534
Provision for Loan & Lease Losses -97 49
Pretax Operating Income (TE) 1,256 1,644
Pretax Net Operating Income (TE) 1,256 1,687
Applicable Income Taxes 459 443
Net Operating Income 797 1,188
Net Income 797 1,188
Cash Dividends Declared — 5
Retained Earnings 797 1,183