Vitals
  • Total Assets
    82.8M 14.2 %
  • Total Deposits
    57.6M -4.1 %
  • Total Net Loans
    54.9M 52.4 %
  • Net Income
    656000.0000 113.7 %
  • Book Value
    12.1M 6.5 %
  • Book Value x2
    24.2M 6.5 %
  • Book Value x3
    36.3M 6.5 %
ROAA

1.666

ROAE

11.101

Efficiency Ratio

38.181

Net Interest Margin

4.396

Balance Sheet Highlights
Financial Highlights Citizens Bank Wakulla All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 82,791 261,821
Total Net Loans 54,883 182,683
Total Deposits 57,603 212,204
Total Equity 12,084 25,853
Profitability
Net Income 656 3,025
Return on Average Assets 1.666 1.313
Return on Average Equity 11.101 14.581
Net Interest Margin 4.396 4.408
Efficiency Ratio 38.181 68.269
Noninterest Income/Revenue 12.518 8.601
Balance Sheet Ratios
Loan-to-Deposit 95.278 85.346
Securities/Assets .184 .355
Total Equity/Total Assets .146 .099
Tangible Equity/Tangible Assets .064 -.099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,790 24,626
Tier 2 Capital 763 2,345
Total Capital 6,553 27,054
Total Risk Weighted Assets 60,986 198,999
Leverage Ratio 7.5 10.936
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.49 14.877
Total Capital Ratio 10.75 16.006

Timeline for Citizens Bank Wakulla

Ameris Bank

Citizens Bank Wakulla was acquired by Ameris Bank 17 years

View Profile Aug 08 2006

Ameris Bancorp

Ameris Bancorp became a new parent organization for Citizens Bank Wakulla.

View Profile Dec 01 2004

Citizens Bancshares, Inc.

Citizens Bancshares, Inc. became a new parent organization for Citizens Bank Wakulla.

View Profile Oct 15 1998

Citizens Bank Wakulla

Citizens Bank Wakulla was established 36 years ago and is currently headquartered in Crawfordville, FL.

Oct 13 1987
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameris Bank Buyer 6,487,996 Pooling of Interests Discontinued 8/8/2006
Relationships Role Relationship Start Relationship End
Ameris Bancorp Parent 12/1/2004 8/7/2006
Citizens Bancshares, Inc. Parent 10/15/1998 11/30/2004
Similar Organizations
Organization City State Total Assets
Bank Of Cashton
 		Cashton WI 82.5M
Logan County Bank
 		Scranton AR 83.1M
Bay Bank
 		Green Bay WI 82.4M
Citizens State Bank
 		Roma TX 83.2M
Federated Bank
 		Onarga IL 82.2M
California Business Bank
 		Irvine CA 82.1M
Atlantic Community Bank
 		Bluffton SC 81.9M
Goppert Financial Bank
 		Lathrop MO 81.9M
The Bank Of Magnolia Company
 		Magnolia OH 83.9M
Almena State Bank
 		Almena KS 81.6M