Efficiency Ratio Over Time
Efficiency Ratio Citizens Bank Wakulla All Insured Commercial Banks in Florida
06-30-2006 38.181 68.269
03-31-2006 46.011 68.681
12-31-2005 56.018 70.265
09-30-2005 58.894 70.33
06-30-2005 61.232 68.755
03-31-2005 67.34 69.25
12-31-2004 63.211 72.022
09-30-2004 77.212 70.445
06-30-2004 80.685 71.231
03-31-2004 83.769 71.697
12-31-2003 73.778 73.427
09-30-2003 77.978 72.963
06-30-2003 80.956 72.602
03-31-2003 77.123 73.441
12-31-2002 67.65 73.418