Vitals
  • Total Assets
    126.5M
  • Total Deposits
    104.4M
  • Total Net Loans
    105.0M
  • Net Income
    725000.0000
  • Book Value
    18.3M
  • Book Value x2
    36.7M
  • Book Value x3
    55.0M
ROAA

.8

ROAE

5.387

Efficiency Ratio

72.757

Net Interest Margin

4.586

Balance Sheet Highlights
Financial Highlights Citizens Bank Of Texas, National Association All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 126,530 118,894
Total Net Loans 104,999 64,395
Total Deposits 104,439 101,247
Total Equity 18,329 11,923
Profitability
Net Income 725 2,458
Return on Average Assets .8 1.276
Return on Average Equity 5.387 12.888
Net Interest Margin 4.586 4.323
Efficiency Ratio 72.757 68.526
Noninterest Income/Revenue 16.279 17.564
Balance Sheet Ratios
Loan-to-Deposit 100.536 60.523
Securities/Assets .028 .71
Total Equity/Total Assets .145 .1
Tangible Equity/Tangible Assets .084 -.064
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,573 11,179
Tier 2 Capital 1,306 761
Total Capital 11,879 11,958
Total Risk Weighted Assets 104,320 72,698
Leverage Ratio 9.08 9.841
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.14 17.144
Total Capital Ratio 11.39 18.224

Timeline for Citizens Bank Of Texas, National Association

First Victoria National Bank

Citizens Bank Of Texas, National Association was acquired by First Victoria National Bank 20 years

View Profile Nov 08 2003

Citizens Insurance Agency Of Texas, Inc.

Citizens Insurance Agency Of Texas, Inc. became a new subsidiary organization for Citizens Bank Of Texas, National Association.

View Profile Apr 26 1999

Fvnb Delaware Corp.

Fvnb Delaware Corp. became a new parent organization for Citizens Bank Of Texas, National Association.

View Profile Feb 01 1999

Cbot Financial Corporation Of Delaware

Cbot Financial Corporation Of Delaware became a new parent organization for Citizens Bank Of Texas, National Association.

View Profile Jun 30 1995

Citizens Bank Of Texas, National Association

Citizens Bank Of Texas, National Association was established 117 years ago and is currently headquartered in New Waverly, TX.

Jan 01 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Victoria National Bank Buyer 2,471,099 Pooling of Interests Discontinued 11/8/2003
Relationships Role Relationship Start Relationship End
Fvnb Delaware Corp. Parent 2/1/1999 11/7/2003
Cbot Financial Corporation Of Delaware Parent 6/30/1995 1/31/1999
Citizens Insurance Agency Of Texas, Inc. Subsidary 4/26/1999 1/30/2001
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